649 Thoroughfare Rd, Brick, NJ 08724 Property Records

Ocean County and Brick Township property record for 649 Thoroughfare Rd, Brick, NJ 08724

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,750 sqft · built 1959
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,659 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-00972-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`07-00972-0000-00001`
Alternative APNs	`070097200001` `00517952`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,750 sqft Living Area
1st Floor Area	1,750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	14,000 sqft (0.321 acres)
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	00517952
Street Address	649 THOROUGHFARE RD
City	BRICK
State	NJ
Zip	08724-4650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	.3214AC 2
Legal Block	972
Legal Lot Number	1
Jurisdiction	OCEAN NJ
Township / Civil Division	BRICK
Census Block Group	2
Census Block	2002
Census Tract	713700

Owner

649 Thoroughfare Rd is owned and occupied by two individuals.

Source: Ocean County and Brick Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	649 THOROUGHFARE RD, BRICK, NJ 08724-4650
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Recording Date	Jun 23, 2026
Property Address	649 THOROUGHFARE RD, BRICK, NJ 08724-4650
Document Number	0000049585
Book / Page	20412 / 1486
Instrument Date	Jun 18, 2026
Instrument	202649585
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	BAY SURETY TITLE, SURETY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 THOROUGHFARE RD, BRICK, NJ 08724-4650

Mortgage

Document Number	0000049585,
Date	Jun 23, 2026
Book Page	20412/1486
Instrument	202649585

Lender

Name	MORTGAGE ONE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 649 Thoroughfare Rd was $8,659 with a veteran's exemption, up 8.3% from the year before.

Source: Ocean County and Brick Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Brick Township
Unified School District	Brick Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,800 (-) Land $173,400 Building $142,400	$315,800 (-) Land $173,400 Building $142,400
2025	$8,659.00 (+8.35%) Veteran's exemption	$315,800 Land $173,400 Building $142,400	$315,800 Land $173,400 Building $142,400
2024	$7,992.00
2023		$315,800 Land $173,400 Building $142,400	$315,800 Land $173,400 Building $142,400
2022	$7,458.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 649 Thoroughfare Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 114 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	114 in force
Nearby Flood Claims	161 (1978–2020)
Claims Outside the SFHA	32 of 161
Most Recent Claim	Nov 2020 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 117 claims Hurricane Irene, Aug 2011 · 10 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 Thoroughfare Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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