Martin County property record for 649 SW Channel Ave, Stuart, FL 34994
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,674 sqft · built 1963 |
| Lot Size | 0.461 acres (20,081 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100 (Feb 1998) |
| Tax Bill | $4,912 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 05-38-41-006-004-0004.0-1-0000 |
| Primary APN | 05-38-41-006-004-0004.0-1-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,674 sqft Living Area |
| Gross Area | 2,142 sqft |
| 1st Floor Area | 1,674 sqft |
| Utility Room | Utility Room |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 20,081 sqft (0.461 acres) |
| View / Lot | Commercial |
| Garage Type | Carport |
| Garage Area | 276 sqft |
| Carport | Carport |
| Carport Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Concrete/Masonry Porch |
|---|---|
| Porch Area | 522 sqft |
| Deck Area | 182 sqft |
| Patio Area | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 22379 |
|---|---|
| Street Address | 649 SW CHANNEL AVE |
| City | STUART |
| State | FL |
| Zip | 34994-2926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | FRAZIER CRESCENT LOTS 4 5 6 & 7 BLK 4 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 5 |
| Legal Subdivision | FRAZIER CRESCENT |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 701 |
649 SW Channel Ave is owned and occupied by an individual who bought it in February 1998.
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 649 SW CHANNEL AVE, STUART, FL 34994-2926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 1998 · Amount on File |
| Deed Sale | Feb 18, 1998 · Amount on File |
| Prior Sale | Dec 31, 1997 |
| Deed Book / Page | 1289 / 1166 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 649 SW Channel Ave was $4,912 with a homeowner's exemption, down 0.5% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Municipality | Stuart City |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,912.00 (-0.51%) Additional exemption filed | $316,827 | $770,410 Land $602,430 Building $167,980 |
| 2024 | $4,937.00 (+2.11%) | ||
| 2023 | $4,835.00 (+2.98%) Additional exemption filed | $298,931 (+3%) | $509,240 (+11.96%) Land $420,000 Building $89,240 |
| 2022 | $4,695.00 Homeowner's exemption | $290,225 | $454,840 Land $375,000 Building $79,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 649 SW Channel Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 units insured incl. 32 condo units |
| Nearby Flood Claims | 3 (2014–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 649 SW Channel Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Blue Stream, T-Mobile, Verizon.
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