649 Summit Rd, Union, NJ 07083 Property Records

Union County and Union Township property record for 649 Summit Rd, Union, NJ 07083 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Architecture Style	Cape Cod
Year Built	Built 1950
Lot Size	6,778 sqft (0.156 acres)
Occupancy	Owner Occupied
Last Sale	$153,000 (1996)
Tax Bill	$10,472.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`19-00209-0000-00010`
Alternative APN	`190020900010`

Interior

Stories	1 Stories

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod Style
Construction Type	Frame Construction
Lot Area	6,778 sqft (0.156 acres)
Depth X Width	113 ft x 60 ft Depth x Width
Parking Spaces	1 Parking Spaces

Location & Zoning

Street Address	649 SUMMIT RD
City	UNION
State	NJ
Zip	07083-7760
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	ELMORA GARDENS
Legal Block	209
Legal Lot Number	10
Jurisdiction	UNION NJ
Minor Civil Division	UNION
Census Blockgroup	1
Census Block	1007
Census Tract	33502

Owner

Source: Union County and Union Township records · APN 19-00209-0000-00010

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	649 SUMMIT RD, UNION, NJ 07083-7760
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 29, 1996 · Amount on Record
Deed Sale	Mar 29, 1996 · Amount on Record
Deed Doc Number	199626045
Deed Book / Page	4363 / 137
Last Transfer Date	Aug 30, 2010
Transfer Doc	0058340863
Record Refreshed	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	649 SUMMIT RD, UNION, NJ 07083-7760
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148932473
Date	Feb 24, 2021
Book Page	14893/2473
Instrument	5058

Lender

Name	HARBORONE MORTGAGE LLC
Type	Mortgage Company
Address	MANCHESTER, NH 03101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Union County and Union Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,900 (-) Land $21,200 Building $23,700	$44,900 (-) Land $21,200 Building $23,700
2025	$10,472.00 (+4.34%)	$44,900 (-) Land $21,200 Building $23,700	$44,900 (-) Land $21,200 Building $23,700
2024	$10,036.00 (+6.87%)
2023		$44,900 Land $21,200 Building $23,700	$44,900 Land $21,200 Building $23,700
2022	$9,391.00

Flood & Wildfire

649 Summit Rd is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Union County (34039C), updated September 24, 2020

FEMA Flood Zone	Zone X minimal flood hazard (unshaded X)
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.