Middlesex County and Reading Town property record for 649 Summer Ave, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1969 |
| Square Footage | 1,611 sqft Living Area |
| Lot Size | 10,001 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $442,000 (2018) |
| Tax Bill | $7,394.00 (2025) |
| Primary APN | READ M:008.0-0000-0102.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,611 sqft Living Area |
| Gross Area | 2,467 sqft Gross Area |
| Basement Area | 1,104 sqft Basement |
| Unfinished Basement | 640 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Split Foyer Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,001 sqft (0.23 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 140000000160 |
|---|---|
| Street Address | 649 SUMMER AVE |
| City | READING |
| State | MA |
| Zip | 01867-4028 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 3 |
| Census Block | 3016 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town records · APN READ M:008.0-0000-0102.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 649 SUMMER AVE, READING, MA 01867-4028 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 17, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance METRO CU |
| Dec 06, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage METRO CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 06, 2018 · Amount on Record |
| Deed Sale | Dec 06, 2018 · Amount on Record |
| Deed Doc Number | 20186177 |
| Deed Book / Page | 71977 / 466 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 649 SUMMER AVE, READING, MA 01867-4028 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74902-446 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 74902/446 |
| Instrument | 94140 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Dec 06, 2018 |
| Property Address | 649 SUMMER AVE, READING, MA 01867-4028 |
| Document Number | 71977-466 |
| Book / Page | 071977 / 000466 |
| Instrument Date | Nov 21, 2018 |
| Instrument | 6177 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,015.52 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 649 SUMMER AVE READING MA 018674028, READING, MA 01867-4028 |
| Document Number | 71977-469 |
|---|---|
| Date | Dec 06, 2018 |
| Book Page | 071977/000469 |
| Instrument | 6178 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 05, 2048 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,394.00 (+1.14%) | $649,200 (+4.07%) Land $374,600 Building $274,600 | $692,645 (+5.65%) |
| 2024 | $7,311.00 (+3.23%) | $623,800 (+10.9%) Land $359,900 Building $263,900 | $655,595 |
| 2023 | $7,082.00 | $562,500 Land $324,500 Building $238,000 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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