649 Stafford Rd, Fall River, MA 02721 Property Records

Bristol County and Fall River City property record for 649 Stafford Rd, Fall River, MA 02721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,483 sqft · built 1962
Lot Size	0.371 acres (16,148 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (May 2017)
Tax Bill	$4,617 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0E-04 B:0000 L:0110`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0E-04 B:0000 L:0110`
Alternative APN	`M:0E=04 B:0000 L:0110`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,483 sqft Living Area
Gross Area	3,996 sqft
Basement Area	1,986 sqft
Unfinished Basement	1,489 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,148 sqft (0.371 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	649 STAFFORD RD
City	FALL RIVER
State	MA
Zip	02721-2448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Lot Number	110
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	2
Census Block	2004
Census Tract	640100

Owner

649 Stafford Rd is owned and occupied by two individuals who bought it in May 2017.

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	649 STAFFORD RD, FALL RIVER, MA 02721-2448
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · FHA Mortgage OCMBC INC
Mar 21, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ST ANNE CU
Aug 24, 2018	Deed of Trust, Mortgage · Conventional with PMI ST ANNE'S CU
May 26, 2017	Quit Claim Deed, Transfer · Conventional Mortgage EQUITY RSRCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2017 · Amount on File
Deed Sale	May 26, 2017 · Amount on File
Deed Book / Page	9253 / 214
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	649 STAFFORD RD, FALL RIVER, MA 02721-2448
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010451-39
Date	Feb 23, 2021
Book Page	10451/39
Instrument	3998

Lender

Name	OCMBC INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	649 STAFFORD RD, FALL RIVER, MA 02721-2448
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011253-265
Date	Mar 21, 2023
Book Page	11253/265
Instrument	4089

Lender

Name	ST ANNE CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2038

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	649 STAFFORD RD, FALL RIVER, MA 02721-2448
Document Number	9584-50
Instrument Date	Aug 24, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 STAFFORD RD FALL RIVER MA 027212448, FALL RIVER, MA 02721-2448

Mortgage

Document Number	9584-50
Date	Aug 27, 2018
Book Page	009584/000050
Instrument	14093

Lender

Name	ST ANNE'S CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.13%

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	May 26, 2017
Property Address	649 STAFFORD RD, FALL RIVER, MA 02721-2448
Document Number	9253-214
Book / Page	009253 / 000214
Instrument Date	May 26, 2017
Instrument	8728
Transaction Type	Transfer
Record Updated	Jun 13, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,094.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	649 STAFFORD RD FALL RIVER MA 027212448, FALL RIVER, MA 02721-2448

Mortgage

Document Number	9253-216
Date	May 26, 2017
Book Page	009253/000216
Instrument	8729

Lender

Name	EQUITY RSRCS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 649 Stafford Rd was $4,617, up 7.4% from the year before.

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,617.00 (+7.45%)	$403,200 (+7.81%) Land $117,900 Building $285,300	$456,855 (+6.16%)
2024	$4,297.00 (+3%)	$374,000 (+1%) Land $113,600 Building $260,400	$430,350
2023	$4,172.00	$340,000 Land $93,900 Building $246,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 649 Stafford Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 Stafford Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 728 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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