649 Springfield Rd, Wilmington, NY 12997 Property Records

Essex County and Wilmington Town property record for 649 Springfield Rd, Wilmington, NY 12997

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 608 sqft · built 1970
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (May 2026)
Tax Bill	$2,077 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2021 Sale & Mortgage
APN	`745L101111`

Property Details

APN / Parcel Number

Primary APN	`745L101111`
Alternative APNs	`540002600300010540000000` `155400 26.3-1-54.000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	608 sqft Living Area
Gross Area	480 sqft
1st Floor Area	608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1980
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	392 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	745L101111
Street Address	649 SPRINGFIELD RD
City	WILMINGTON
State	NY
Zip	12997-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	3 JAY TRACT
Legal Block	1
Legal Lot Number	54.000
Jurisdiction	ESSEX NY
Township / Civil Division	WILMINGTON
Census Block Group	2
Census Block	2060
Census Tract	960300

Owner

Source: Essex County and Wilmington Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10392 STATE ROUTE 26, AVA, NY 13303-2217
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed, Transfer · Conventional Mortgage BRONCO FEDERAL CREDIT UNION
Sep 20, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Sep 20, 2021 · Amount on Record
Deed Document Number	20262026-1864
Deed Book / Page	2239 / 297
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NY
Recording Date	May 18, 2026
Property Address	649 SPRINGFIELD RD, WILMINGTON, NY 12997-2211
Document Number	002239/297
Book / Page	2239 / 297
Instrument Date	May 5, 2026
Instrument	20261864
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	TITLEPRO AGENCY LLC, TITLE A.ENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	May 18, 2026

Lender

Name	BRONCO FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Sep 20, 2021
Property Address	649 SPRINGFIELD RD, WILMINGTON, NY 12997-2211
Document Number	2051/216
Book / Page	2051 / 216
Instrument Date	Aug 5, 2021
Instrument	2021-4863
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 JERSEY DR, LAKE PLACID, NY 12946-3051

Mortgage

Document Number	20214867
Date	Sep 20, 2021
Instrument	2021-4867

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Wilmington Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Wilmington Town
Unified School District	Lake Placid Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,077.00 (+0.68%)
2025	$2,063.00 (+188.94%)	$170,200 (+18.19%) Land $91,000 Building $79,200	$179,158 (-0.47%) Land $95,790 Building $83,368
2023		$144,000 (-) Land $53,000 Building $91,000	$180,000 (+25%) Land $66,250 Building $113,750
2022	$714.00 (-41.23%)	$144,000 Land $53,000 Building $91,000	$144,000 Land $53,000 Building $91,000
2020	$1,215.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1992–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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