Sagadahoc County and Phippsburg Town property record for 649 Small Point Rd, Phippsburg, ME 04562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,680 sqft · built 2004 |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,476 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | M:023 L:038-AB-4 |
| Primary APN | M:023 L:038-AB-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Basement Area | 1,400 sqft |
| Unfinished Basement | 1,400 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|
| Account Number | 1723 |
|---|---|
| Street Address | 649 SMALL POINT RD |
| City | PHIPPSBURG |
| State | ME |
| Zip | 04562-4835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 38 |
| Jurisdiction | PHIPPSBURG ME |
| Township / Civil Division | PHIPPSBURG |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 970700 |
649 Small Point Rd is owned and occupied by two individuals.
Source: Sagadahoc County and Phippsburg Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 649 SMALL POINT RD, PHIPPSBURG, ME 04562-4835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 649 Small Point Rd was $2,476, up 4.8% from the year before.
Source: Sagadahoc County and Phippsburg Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Sagadahoc County |
| County Subdivision | Phippsburg Town |
| Unified School District | Regional School Unit 01 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,476.00 (+4.83%) | $200,500 (-) Building $200,500 |
| 2024 | $2,362.00 (+2.96%) | $200,500 (-) Building $200,500 |
| 2023 | $2,294.00 (+13.06%) | $200,500 (-) Building $200,500 |
| 2022 | $2,029.00 | $200,500 Building $200,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 649 Small Point Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 47 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 13 (1983–2024) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Mar 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 649 Small Point Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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