649 Simon Ave, Saint Paul, MN 55117 Property Records

Ramsey County property record for 649 Simon Ave, Saint Paul, MN 55117

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 748 sqft · built 1954
Lot Size	0.166 acres (7,210 sqft)
Owner	Individual Name on File
Last Sale	$154,442 (Jul 2018)
Tax Bill	$3,546 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-14-0030`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-14-0030`
Alternative APNs	`8193895` `8200135`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	748 sqft Living Area
1st Floor Area	748 sqft
Basement Area	120 sqft
Finished Basement	120 sqft
Game Room	Game Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	7,210 sqft (0.166 acres)
Lot Dimensions	103 ft deep x 70 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8200135
Street Address	649 SIMON AVE
City	SAINT PAUL
State	MN
Zip	55117-5622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WARE AND HOSPES ADDITION,TO ST LOT 45 BLK 2
Legal Range	23
Legal Township	29
Legal Section	26
Legal Subdivision	WARE AND HOSPES ADDITION,TO ST
Legal Block	2
Legal Lot Number	45
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1012
Census Tract	31200

Owner

649 Simon Ave is owned and occupied by an individual who bought it in July 2018.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	649 SIMON AVE, SAINT PAUL, MN 55117-5622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Jul 6, 2018	Warranty Deed, Transfer · Conventional with PMI AMERICAN MTG & EQUITY CNSLTS I

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2018 · Amount on File
Deed Sale	Jul 6, 2018 · Amount on File
Prior Sale	May 19, 2006 · Amount on File
Deed Document Number	20182618012
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	649 SIMON AVE, SAINT PAUL, MN 55117-5622
Document Number	0002681309
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	649 SIMON AVE ST PAUL MN 551175622, ST PAUL, MN 55117-5622

Mortgage

Document Number	0002681309
Date	Nov 17, 2020
Instrument	2681309

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 6, 2018
Property Address	649 SIMON AVE, SAINT PAUL, MN 55117-5622
Document Number	0002618012
Instrument Date	Jun 27, 2018
Instrument	2618012
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	PARTNERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$509.66
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 SIMON AVE ST PAUL MN 551175622, ST PAUL, MN 55117-5622

Mortgage

Document Number	2618013
Date	Jul 6, 2018
Instrument	2618013

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 649 Simon Ave was $3,546 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,900 Land $38,100 Building $194,800	$232,900 Land $38,100 Building $194,800
2025	$3,546.00
2023	$3,442.00 Homeowner's exemption	$224,400 Land $50,900 Building $173,500	$224,400 Land $50,900 Building $173,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 649 Simon Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 649 Simon Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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