Tate County property record for 649 Short St, Coldwater, MS 38618
| Property Type | General Agricultural/Rural |
|---|---|
| Owner | Individual Name on File |
| Tax Bill | $171 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance Feb 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 039P10 0001400 |
| Primary APN | 039P10 0001400 |
|---|
| Street Address | 649 SHORT ST |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-3965 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | LOT 196 PART 6 1941 EXT TOWN OF COLDWATER |
| Legal Range | 07 |
| Legal Township | 04 |
| Legal Section | 31 |
| Legal Subdivision | COLDWATER ADD # 6 |
| Legal Lot Number | 196 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 950301 |
649 Short St, an agricultural property, is owned and occupied by an individual who acquired it in February 2022.
Source: Tate County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 649 SHORT ST, COLDWATER, MS 38618-3965 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance EVERETT FINANCIAL INC |
| Feb 25, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2022 |
| Deed Sale | Feb 25, 2022 |
| Deed Document Number | 0002022850 |
| Deed Book / Page | 2022 / 850 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 649 SHORT ST, COLDWATER, MS 38618-3965 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02022/3144 |
|---|---|
| Date | Feb 25, 2022 |
| Book Page | 2022/3144 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TATE MS |
| Recording Date | Feb 25, 2022 |
| Property Address | 649 SHORT ST, COLDWATER, MS 38618-3965 |
| Document Number | 002022/850 |
| Book / Page | 2022 / 850 |
| Instrument Date | Feb 8, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 649 Short St was $171.
Source: Tate County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Municipality | Coldwater Town |
| Unified School District | Tate County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $171.00 | $1,101 Land $1,101 | $7,343 Land $7,343 |
| 2023 | $181.00 | $1,101 Land $1,101 | $7,343 Land $7,343 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 649 Short St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 649 Short St is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF COLDWATER serves 1,381 people · EPA ID MS0690002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Feb 2011 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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