649 Shagbark St, Windsor, CA 95492 Property Records

Sonoma County property record for 649 Shagbark St, Windsor, CA 95492

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,230 sqft · built 1993
Lot Size	0.117 acres (5,086 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Sep 2017)
Tax Bill	$6,532 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`162-190-014-000`

Property Details

APN / Parcel Number

Primary APN	`162-190-014-000`
Alternative APN	`162-190-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,230 sqft Living Area
Gross Area	1,672 sqft
1st Floor Area	1,230 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1994
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,086 sqft (0.117 acres)
Garage Type	Attached
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	162-190-014
Street Address	649 SHAGBARK ST
City	WINDSOR
State	CA
Zip	95492-7109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYWI
Legal Description	TRACT #778 SUMMERTREE PARK PARCEL 3 PH B LOT 14
Legal Subdivision	SUMMERTREE PARK
Legal Tract	778
Legal Block	1
Legal Lot Number	14
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	1
Census Block	1013
Census Tract	153807

Owner

Source: Sonoma County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	649 SHAGBARK ST, WINDSOR, CA 95492-7109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 4, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Sep 21, 2017	Grant Deed, Transfer · Conventional with PMI NEWFI LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2017 · Amount on Record
Deed Sale	Sep 21, 2017 · Amount on Record
Prior Sale	Jan 29, 2013 · Amount on Record
Deed Document Number	201774576
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	649 SHAGBARK ST, WINDSOR, CA 95492-7109
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050438
Date	Jun 28, 2017
Instrument	2017050438

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	649 SHAGBARK ST, WINDSOR, CA 95492-7109
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 SHAGBARK ST, WINDSOR, CA 95492-7109

Mortgage

Document Number	0000082628
Date	Sep 16, 2020
Instrument	2020082628

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	649 SHAGBARK ST, WINDSOR, CA 95492-7109
Document Number	0000073788
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	649 SHAGBARK ST WINDSOR CA 954927109, WINDSOR, CA 95492-7109

Mortgage

Document Number	0000073788
Date	Oct 9, 2019
Instrument	73788

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Sep 21, 2017
Property Address	649 SHAGBARK ST, WINDSOR, CA 95492-7109
Document Number	0000074576
Instrument Date	Sep 12, 2017
Instrument	74576
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$517.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	649 SHABARK ST WINDSOR CA 95492, WINDSOR, CA 95492

Mortgage

Document Number	74577
Date	Sep 21, 2017
Instrument	74577

Lender

Name	NEWFI LNDG
Address	EMERYVILLE, CA 94608

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2047

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Windsor Town
Unified School District	Windsor Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,532.00 (+4.18%)	$534,775 (+4.04%) Land $213,910 Building $320,865
2023	$6,270.00 (+1.7%)	$514,010 Land $205,604 Building $308,406
2022	$6,165.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 25,561 people · EPA ID CA4910017
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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