649 Sedam St, Cincinnati, OH 45204 Property Records

Hamilton County property record for 649 Sedam St, Cincinnati, OH 45204

Property Summary

Property Type	County Owned (Exempt)
Details	2 bd · 1 ba · 2,784 sqft · built 1890
Lot Size	0.046 acres (2,004 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Aug 2026)
Tax Bill	$399 (2024)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2026 Sale
Flood Zone	Zone X (moderate risk)
APN	`153-0002-0140-00`

Property Details

APN / Parcel Number

Primary APN	`153-0002-0140-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,784 sqft Gross Area
1st Floor Area	816 sqft
2nd Floor Area	576 sqft
Attic	Attic
Attic Area	576 sqft
Basement Area	816 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,004 sqft (0.046 acres)
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	649 SEDAM ST
City	CINCINNATI
State	OH
Zip	45204-1243
Property Category	Public Works
Property Type	Public Works > County Owned (Exempt)
Local Zoning Code	RMX
Legal Description	30 FT IRR PT LOT 95 H F SEDAMS EST SUB
Legal Subdivision	SEDAMS EST SUB
Legal Lot Number	95
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1017
Census Tract	10300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Sedamsville Village Historic District listed 2012 · 155 contributing resources · NRIS 12000393

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	649 SEDAM ST, CINCINNATI, OH 45204-1243
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Warranty Deed, Transfer · FHA Mortgage DFT2 FINANCIAL LLC
Jan 15, 2026	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2026 · Amount on Record
Deed Sale	Aug 5, 2026 · Amount on Record
Prior Sale	May 11, 2023 · Amount on Record
Deed Document Number	202663469
Deed Book / Page	15722 / 226
Prior Transfer Date	Jan 12, 2000
Prior Transfer Doc	0000008950
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 5, 2026
Property Address	649 SEDAM ST, CINCINNATI, OH 45204-1243
Document Number	0000063469
Book / Page	15722 / 226
Instrument Date	Jul 28, 2026
Instrument	202663469
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,350.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	649 SEDAM ST, CINCINNATI, OH 45204-1243

Mortgage

Document Number	0000063470,
Date	Aug 5, 2026
Instrument	202663470

Lender

Name	DFT2 FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

January 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 15, 2026
Property Address	649 SEDAM ST, CINCINNATI, OH 45204-1243
Document Number	0000003639
Book / Page	15583 / 616
Map Reference	MB 10 PG 29
Instrument Date	Jan 14, 2026
Instrument	2026-0003639
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 E 4TH ST STE 200, 200, CINCINNATI, OH 45202-0037
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,166 (-) Land $2,506 Building $9,660	$34,760 (-) Land $7,160 Building $27,600
2024	$399.00	$12,166 (-) Land $2,506 Building $9,660
2023	$399.00 (+24.69%)	$12,166 (+189.67%) Land $2,506 Building $9,660	$34,760 (+189.67%) Land $7,160 Building $27,600
2022	$320.00	$4,200 Land $2,506 Building $1,694
2020			$12,000 Land $7,160 Building $4,840

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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