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649 School St, Cocoa, FL 32922 Property Records

Brevard County property record for 649 School St, Cocoa, FL 32922 · Last verified August 2026

Property Summary

Property TypeDuplex
Details2 bd · 1 ba · 1,688 sqft · built 1981
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$164,800 (Mar 2021)
Tax Bill$3,424 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Jan 2020 Transfer
Flood ZoneZone X (minimal risk)
APN24-36-32-06-*-5

Property Details

APN / Parcel Number

Primary APN24-36-32-06-*-5
Alternative APNs
  • 24-36-32-06-00000.0-0005.00
  • 2424400

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Units2 Units
Stories1 Story
Building Area1,688 sqft Living Area
Gross Area1,768 sqft
1st Floor Area1,688 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1999
Architectural StyleDuplex Single
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions100 ft deep x 75 ft wide
PorchFinished/Open Porch
Porch Area80 sqft
Patio Area440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2424400
Street Address649 SCHOOL ST
CityCOCOA
StateFL
Zip32922-7244
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionSARA LOU ACRES LOT 5
Legal Range36E
Legal Township24S
Legal Section32
Legal SubdivisionSARA LOU ACRES
Legal Lot Number5
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group2
Census Block2000
Census Tract62600

Owner

Source: Brevard County records · APN 24-36-32-06-*-5

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4456 FOUR LAKES DR, MELBOURNE, FL 32940-1247
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2021Warranty Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP
Jan 15, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 02, 2021 · Amount on Record
Deed SaleMar 02, 2021 · Amount on Record
Prior SaleSep 09, 2015 · Amount on Record
Deed Document Number202152964
Deed Book / Page9036 / 338
Record UpdatedSep 20, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMar 02, 2021
Property Address649 SCHOOL ST, COCOA, FL 32922-7244
Document Number0090360338
Book / Page9036 / 338
Map ReferenceMB 28 PG 20
Instrument DateFeb 26, 2021
Instrument2021052964
Transaction TypeTransfer
Record UpdatedJul 02, 2021
Title CompanyISLAND TITLE AGENCY LLC, ISLAND T&E AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,153.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address275 BONITA DR, 275, MERRITT ISLAND, FL 32952-5101

Transferred To (Grantee/Buyer)

NameVerified Name
Address4456 FOUR LAKES DR, MELBOURNE, FL 32940-1247

Mortgage

Document Number9036340
DateMar 02, 2021
Instrument9036/340
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateJan 15, 2020
Property Address649 SCHOOL ST, COCOA, FL 32922-7244
Document Number0086382698
Book / Page008638 / 002698
Instrument DateJan 07, 2020
Instrument11086
Transaction TypeTransfer
Record UpdatedFeb 25, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address275 BONITA DR MERRITT ISLAND FL 329525101, MERRITT ISLAND, FL 32952-5101

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityCocoa City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$182,400 (+20.63%)$182,400 (+20.63%)
2025$3,424.00 (+5.81%)$151,200 (+2.86%)$151,200 (+2.86%)
2023$3,236.00 (+15.82%)$147,000 (+18.36%) Land $14,500 Building $132,500$147,000 (+18.36%) Land $14,500 Building $132,500
2022$2,794.00$124,200 Land $14,500 Building $109,700$124,200 Land $14,500 Building $109,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090626002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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