Garfield County property record for 649 Saddleback Rd, Carbondale, CO 81623
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,056 sqft · built 2019 |
| Lot Size | 0.278 acres (12,110 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Nov 2017) |
| Tax Bill | $11,821 (2023) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2022 Line of Credit |
| APN | R005727 |
| Primary APN | R005727 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,056 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Metal Frame |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Metal |
| Lot Area | 12,110 sqft (0.278 acres) |
| Porch | Open Porch |
| Balcony | Balcony |
| Balcony Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Gas |
| Account Number | R005727 |
|---|---|
| Street Address | 649 SADDLEBACK RD |
| City | CARBONDALE |
| State | CO |
| Zip | 81623-8964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION: 13 TOWNSHIP: 7 RANGE: 89 SUBDIVISION: ASPEN GLEN FLG 8 LOT: S8 AS PER AMENDED FINAL PLAT RECEPTION NO. 918250. .278 |
| Legal Range | 89 |
| Legal Township | 07 |
| Legal Section | 13 |
| Legal Subdivision | ASPEN GLEN FLG 8 |
| Legal Lot Number | S8 |
| Jurisdiction | GARFIELD CO |
| Township / Civil Division | GLENWOOD SPRINGS |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 951802 |
649 Saddleback Rd is owned and occupied by an individual who bought it in November 2017.
Source: Garfield County records, as of April 5, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 649 SADDLEBACK RD, CARBONDALE, CO 81623-8964 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NMSI INC |
| Mar 10, 2022 | Deed of Trust, Mortgage · Line of Credit FIRSTBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2017 · Amount on File |
| Deed Sale | Nov 15, 2017 · Amount on File |
| Prior Sale | Aug 27, 2013 · Amount on File |
| Deed Document Number | 899827 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARFIELD CO |
| Property Address | 649 SADDLEBACK RD, CARBONDALE, CO 81623 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000957580 |
|---|---|
| Date | Jun 4, 2021 |
| Instrument | 957580 |
| Name | NMSI INC |
|---|---|
| Type | Mortgage Company |
| Address | ROWLAND HEIGHTS, CA 91748 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARFIELD CO |
| Property Address | 649 SADDLEBACK RD, CARBONDALE, CO 81623 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 283 AUDEN AVE, COLUMBUS, OH 43215-1790 |
| Document Number | 0000971922 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 971922 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 4, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Change Frequency | Monthly |
Source: Garfield County assessment roll, as of August 25, 2023
| Type | Name |
|---|---|
| State | Colorado |
| County | Garfield County |
| Unified School District | Roaring Fork School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $11,821.00 (+68.06%) | $147,920 (+85.95%) Land $19,610 Building $128,310 | $2,207,800 (+92.89%) Land $292,710 Building $1,915,090 |
| 2022 | $7,034.00 | $79,550 Land $8,340 Building $71,210 | $1,144,610 Land $120,000 Building $1,024,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 649 Saddleback Rd; there have been 3 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1981–2003) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 649 Saddleback Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 60% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Pathfinder.
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