Wayne County property record for 649 S Summit St, Smithville, OH 44677
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,470 sqft · built 1964 |
| Lot Size | 0.644 acres (28,048 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Feb 2014) |
| Tax Bill | $2,350 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-00606-000 |
| Primary APN | 33-00606-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,470 sqft Living Area |
| 1st Floor Area | 2,940 sqft |
| Basement Area | 1,102 sqft |
| Unfinished Basement | 1,102 sqft |
| Game Room | Game Room |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Construction Type | Brick |
| Lot Area | 28,048 sqft (0.644 acres) |
| Lot Dimensions | 170 ft deep x 165 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 390 sqft |
| Patio Area | 390 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 5744-5 |
|---|---|
| Street Address | 649 S SUMMIT ST |
| City | SMITHVILLE |
| State | OH |
| Zip | 44677-9615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12-17-19 EPT NE 164.7' .65A MP 13 CD 608 |
| Legal Range | 12W |
| Legal Township | 17N |
| Legal Section | 19 |
| Jurisdiction | WAYNE OH |
| Township / Civil Division | GREEN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 900 |
649 S Summit St is owned and occupied by an individual who bought it in February 2014.
Source: Wayne County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 649 S SUMMIT ST, SMITHVILLE, OH 44677-9615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Dec 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED TRUST BANK |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE COMMERCIAL & SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2014 · Amount on File |
| Deed Sale | Feb 27, 2014 · Amount on File |
| Deed Document Number | 20141785 |
| Deed Book / Page | 765 / 1938 |
| Prior Transfer Date | Feb 21, 2014 |
| Prior Transfer Doc | 0000001785 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE OH |
| Recording Date | Dec 12, 2022 |
| Property Address | 649 S SUMMIT ST, SMITHVILLE, OH 44677-9615 |
| Document Number | 0000014151 |
| Book / Page | 948 / 4549 |
| Instrument Date | Dec 12, 2022 |
| Instrument | 202200014151 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 649 S SUMMIT ST, SMITHVILLE, OH 44677-9615 |
| Document Number | 0000014152 |
|---|---|
| Date | Dec 12, 2022 |
| Instrument | 202200014152 |
| Name | UNITED TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE OH |
| Property Address | 649 S SUMMIT ST, SMITHVILLE, OH 44677-9615 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012620 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 915/4917 |
| Instrument | 202000012620 |
| Name | THE COMMERCIAL & SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | MILLERSBURG, OH 44654 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2040 |
The 2025 property tax bill for 649 S Summit St was $2,350 with a homeowner's exemption, down 8.5% from the year before.
Source: Wayne County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Wayne County |
| County Subdivision | Green Township |
| Municipality | Smithville Village |
| Unified School District | Green Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,350.00 (-8.52%) | $61,570 (-) Land $17,320 Building $44,250 | $175,900 (-) Land $49,480 Building $126,420 |
| 2024 | $2,569.00 (+0.12%) Homeowner's exemption | $61,570 (-) Land $17,320 Building $44,250 | $175,900 (-) Land $49,480 Building $126,420 |
| 2023 | $2,566.00 (+19.24%) Homeowner's exemption | $61,570 (+31%) Land $17,320 Building $44,250 | $175,900 Land $49,480 Building $126,420 |
| 2022 | $2,152.00 Homeowner's exemption | $47,000 Land $13,220 Building $33,780 | |
| 2020 | $134,270 Land $37,770 Building $96,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 649 S Summit St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 649 S Summit St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHVILLE VILLAGE PWS serves 1,232 people · EPA ID OH8503512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| MCTV Fiber | 1,000 / 1,000 |
| Untangled.Network Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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