649 S Main St, Old Forge, PA 18518 Property Records

Lackawanna County property record for 649 S Main St, Old Forge, PA 18518

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 1930
Lot Size	0.086 acres (3,750 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jan 2024)
Tax Bill	$22,446 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17519040045`

Property Details

APN / Parcel Number

Primary APN	`17519040045`

Interior

Building Area	1,248 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	3,750 sqft (0.086 acres)
Lot Dimensions	75 ft deep x 50 ft wide

Location & Zoning

Street Address	649 S MAIN ST
City	OLD FORGE
State	PA
Zip	18518-1543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X75 THOMAS SMITH EST L 144 B O W-03 B-002 L-018
Legal Subdivision	ALLOTMENT ESTATE OF THOMAS SMI
Legal Block	2
Legal Lot Number	18
Jurisdiction	LACKAWANNA PA
Township / Civil Division	OLD FORGE
Census Block Group	3
Census Block	3022
Census Tract	112600

Owner

Source: Lackawanna County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	649 S MAIN ST, OLD FORGE, PA 18518-1543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE MORTGAGE
Nov 5, 2025	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jan 30, 2024	Deed, Transfer · FHA Mortgage NOVUS HOME MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2024 · Amount on Record
Deed Sale	Jan 30, 2024 · Amount on Record
Prior Sale	Apr 11, 2006 · Amount on Record
Deed Document Number	20241383
Prior Transfer Date	Jan 26, 2024
Prior Transfer Doc	0000001383
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACKAWANNA PA
Recording Date	Jun 29, 2026
Property Address	649 S MAIN ST, OLD FORGE, PA 18518-1543
Document Number	0000010446
Instrument Date	Jun 19, 2026
Instrument	202610446
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	IDEAL TITLE LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 S MAIN ST, OLD FORGE, PA 18518-1543
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010446,
Date	Jun 29, 2026
Instrument	202610446

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACKAWANNA PA
Property Address	649 S MAIN ST, OLD FORGE, PA 18518-1543
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	IDEAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 S MAIN ST, OLD FORGE, PA 18518-1543

Mortgage

Document Number	0000018066
Date	Nov 5, 2025
Instrument	202518066

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	3131 CAMINO DEL RIO N STE 1100, SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	LACKAWANNA PA
Recording Date	Jan 30, 2024
Property Address	649 S MAIN ST, OLD FORGE, PA 18518-1543
Document Number	0000001383
Map Reference	MB 2 PG 18
Instrument Date	Jan 26, 2024
Instrument	202401383
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	GOLDEN DOME ABSTRACT LLC, GOLDEN DOME ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,700.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 S MAIN ST, OLD FORGE, PA 18518-1543

Mortgage

Document Number	0000001384
Date	Jan 30, 2024
Instrument	202401384

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Lackawanna County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lackawanna County
Municipality	Old Forge Borough
Unified School District	Old Forge School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22,446.00 (+978.62%) Homeowner's exemption	$142,770 (+1,486.33%) Land $30,900 Building $111,870
2024	$2,081.00	$9,000 (-) Land $1,000 Building $8,000	$142,770 (+1,486.33%) Land $30,900 Building $111,870
2023	$2,081.00 Homeowner's exemption	$9,000 Land $1,000 Building $8,000
			$9,000 Land $1,000 Building $8,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1979–2004)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2004 · Tropical Depression Ivan
Claims by Event	Tropical Depression Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW NESBITT private · serves 52,640 people · EPA ID PA2409010
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500
Verizon Fixed Wireless	300 / 20
ICON Technologies Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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