St. Joseph County property record for 649 S Constantine St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,360 sqft · built 1958 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Apr 2022) |
| Tax Bill | $3,044 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Apr 2022 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-335-024-00 |
| Primary APN | 051-335-024-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,360 sqft Living Area |
| 1st Floor Area | 1,360 sqft |
| Basement Area | 1,360 sqft |
| Unfinished Basement | 1,360 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 125 ft deep x 63.3 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 649 S CONSTANTINE ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-2507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 25 KINGS RESUBDIV & ADD CITY OF THREE RIVERS. |
| Legal Subdivision | KINGS RESUBDIV & ADD |
| Legal Lot Number | 25 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 40300 |
Source: St. Joseph County assessment roll, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 649 S CONSTANTINE ST, THREE RIVERS, MI 49093-2507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 4, 2022 | Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Apr 15, 2020 | Intrafamily Transfer, Transfer |
| Apr 15, 2020 | Intrafamily Transfer, Transfer |
| Jul 2, 2018 | Warranty Deed, Transfer |
| Jul 2, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 4, 2022 · Amount on Record |
| Deed Sale | Apr 4, 2022 · Amount on Record |
| Prior Sale | Jul 2, 2018 · Amount on Record |
| Deed Document Number | 20222829 |
| Prior Transfer Date | Mar 23, 2020 |
| Prior Transfer Doc | 2020000880 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 649 S CONSTANTINE ST, THREE RIVERS, MI 49093-2507 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 649 S CONSTANTINE ST, THREE RIVERS, MI 49093-2507 |
| Document Number | 2023003344 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 2023003344 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | May 1, 2063 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Apr 4, 2022 |
| Property Address | 649 S CONSTANTINE ST, THREE RIVERS, MI 49093-2507 |
| Document Number | 2022002829 |
| Map Reference | LB 1 PG 32 |
| Instrument Date | Mar 17, 2022 |
| Instrument | 2022002829 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,162.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17701 SCOTT LN, THREE RIVERS, MI 49093-9017 |
| Name | Verified Name |
|---|---|
| Address | 649 S CONSTANTINE ST, THREE RIVERS, MI 49093-2507 |
| Investor | Possibly a Property Investor |
| Date | Apr 4, 2022 |
|---|
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Apr 15, 2020 |
| Property Address | 649 S CONSTANTINE ST, THREE RIVERS, MI 49093-2507 |
| Document Number | 2020000880 |
| Instrument Date | Mar 23, 2020 |
| Instrument | 2020000880 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17701 SCOTT LN, THREE RIVERS, MI 49093-9017 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 17701 SCOTT LN, THREE RIVERS, MI 49093-9017 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Apr 15, 2020 |
| Property Address | 649 S CONSTANTINE ST, THREE RIVERS, MI 49093-2507 |
| Document Number | 2020000880 |
| Instrument Date | Mar 23, 2020 |
| Instrument | 2020000880 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17701 SCOTT LN, THREE RIVERS, MI 49093-9017 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 17701 SCOTT LN, THREE RIVERS, MI 49093-9017 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jul 2, 2018 |
| Property Address | 649 S CONSTANTINE ST, THREE RIVERS, MI 49093-2507 |
| Document Number | 01921/0650 |
| Book / Page | 1921 / 0650 |
| Map Reference | LB1 PG32 |
| Instrument Date | Jun 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $920.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 649 S CONSTANTINE ST, THREE RIVERS, MI 49093-2507 |
| Name | Verified Name |
|---|---|
| Address | 17701 SCOTT LN, THREE RIVERS, MI 49093-9017 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jul 2, 2018 |
| Property Address | 649 S CONSTANTINE ST, THREE RIVERS, MI 49093-2507 |
| Document Number | 01921/0650 |
| Book / Page | 1921 / 0650 |
| Map Reference | LB1 PG32 |
| Instrument Date | Jun 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $920.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 649 S CONSTANTINE ST, THREE RIVERS, MI 49093-2507 |
| Name | Verified Name |
|---|---|
| Address | 17701 SCOTT LN, THREE RIVERS, MI 49093-9017 |
| Investor | Possibly a Property Investor |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,100 (+2.56%) Land $3,800 Building $80,300 | $168,200 (+2.56%) Land $7,600 Building $160,600 | |
| 2025 | $3,044.00 (+2.87%) Homeowner's exemption | $82,000 (+32.26%) Land $3,700 Building $78,300 | $164,000 (+32.26%) Land $7,400 Building $156,600 |
| 2024 | $2,959.00 (+45.91%) | ||
| 2023 | $62,000 Land $2,500 Building $59,500 | $124,000 Land $5,000 Building $119,000 | |
| 2022 | $2,028.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2008–2018) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Air Wireless Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
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