649 S 16th St, Richmond, CA 94804 Property Records

Contra Costa County property record for 649 S 16th St, Richmond, CA 94804

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,606 sqft · built 1982
Lot Size0.129 acres (5,600 sqft)
Owner2 Individual Names on Record
Last Sale$116,000 (Jun 1994)
Tax Bill$4,951 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN544-331-019-7

Property Details

APN / Parcel Number

Primary APN544-331-019-7
Alternative APN
  • 544-331-019

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,606 sqft Living Area
Gross Area2,101 sqft
1st Floor Area1,606 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1995
Architectural StyleRanch
Lot Area5,600 sqft (0.129 acres)
Garage TypeAttached
Garage Area495 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
Heating FuelGas

Location & Zoning

Street Address649 S 16TH ST
CityRICHMOND
StateCA
Zip94804-3716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionMEEKERS ADDN LOTS 17 & 18 BLK 6
Legal SubdivisionMEEKERS ADD
Legal Block6
Legal Lot Number17,18
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group1
Census Block1033
Census Tract380002

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address649 S 16TH ST, RICHMOND, CA 94804-3716
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 1994 · Amount on Record
Deed SaleJun 7, 1994 · Amount on Record
Deed Document Number1994151346
Prior Transfer DateApr 8, 1994
Prior Transfer Doc0000151345
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address649 S 16TH ST, RICHMOND, CA 94804-3716
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 S 16TH ST, RICHMOND, CA 94804-3716

Mortgage

Document Number0000043496
DateMay 9, 2023
Instrument2023-043496
Lender
NameTHE POLICE CU
TypeCredit Union
AddressSAN BRUNO, CA 94066
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 8, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityRichmond City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$312,250 (+26.35%) Land $62,395 Building $249,855
2025$4,951.00 (+21.29%) Homeowner's exemption$247,128 (+30.43%) Land $61,172 Building $185,956
2023$4,082.00 (+2.59%) Homeowner's exemption$189,476 Land $58,798 Building $130,678
2022$3,979.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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