Monroe County and Greece Town property record for 649 Rumson Rd, Rochester, NY 14616
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,911 sqft · built 1956 |
| Lot Size | 0.327 acres (14,248 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Dec 2018) |
| Tax Bill | $7,189 (2026) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Dec 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 262800 046.18-12-2 |
| Primary APN | 262800 046.18-12-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,911 sqft Living Area |
| 1st Floor Area | 1,236 sqft |
| Upper Floors Area | 675 sqft |
| Game Room | Game Room |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,248 sqft (0.327 acres) |
| Lot Dimensions | 160 ft deep x 88.9 ft wide |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 08321132000 |
|---|---|
| Street Address | 649 RUMSON RD |
| City | ROCHESTER |
| State | NY |
| Zip | 14616-1201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 12 |
| Legal Lot Number | 2.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | GREECE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 13601 |
649 Rumson Rd is owned and occupied by two individuals who bought it in December 2018.
Source: Monroe County and Greece Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 649 RUMSON RD, ROCHESTER, NY 14616-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage POINT DIGITAL FINANCE INC |
| Dec 10, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2018 · Amount on File |
| Deed Sale | Dec 10, 2018 · Amount on File |
| Deed Document Number | 2018289 |
| Deed Book / Page | 12120 / 253 |
| Prior Transfer Date | Oct 7, 2008 |
| Prior Transfer Doc | 0000000771 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 649 RUMSON RD, ROCHESTER, NY 14616-1201 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Title Company | CLEAREDGE TITLE, CLEAREDGE TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 649 RUMSON RD, ROCHESTER, NY 14616-1201 |
| Document Number | 202603387328 |
|---|---|
| Date | Feb 25, 2026 |
| Book Page | 31260/49 |
| Instrument | 202603387328 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94302 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 11, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Dec 10, 2018 |
| Property Address | 649 RUMSON RD, ROCHESTER, NY 14616-1201 |
| Document Number | 0000000289 |
| Book / Page | 012120 / 000253 |
| Instrument Date | Dec 6, 2018 |
| Instrument | 289 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2019 |
| Amount | Amount on Record |
|---|---|
| Tax | $460.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 649 RUMSON RD ROCHESTER NY 146161201, ROCHESTER, NY 14616-1201 |
The 2026 property tax bill for 649 Rumson Rd was $7,189, up 2.4% from the year before.
Source: Monroe County and Greece Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Greece Town |
| Unified School District | Greece Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,189.00 (+2.41%) | ||
| 2025 | $7,020.00 | $152,600 Land $24,300 Building $128,300 | $250,200 Land $39,842 Building $210,358 |
| 2023 | $152,600 (+25.08%) Land $24,300 Building $128,300 | $177,442 (+25.05%) Land $28,256 Building $149,186 | |
| 2022 | $122,000 Land $27,000 Building $95,000 | $141,900 Land $31,404 Building $110,496 | |
| 2021 | $5,433.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 649 Rumson Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Mar 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 649 Rumson Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Empire Long Distance.
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