Brevard County property record for 649 Rossmoor Cir, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,416 sqft · built 1987 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $5,021 (2025) |
| Deeds & Mortgages | Sep 2018 Sale Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-36-14-NL-2-5 |
| Primary APN | 26-36-14-NL-2-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,416 sqft Living Area |
| Gross Area | 4,738 sqft |
| 1st Floor Area | 2,747 sqft |
| Upper Floors Area | 252 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 133 ft deep x 96 ft wide |
| Garage Type | Attached |
| Garage Area | 584 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 486 sqft |
| Deck Area | 1,206 sqft |
| Balcony Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2603633 |
|---|---|
| Street Address | 649 ROSSMOOR CIR |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-1963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SUNTREE P.U.D. STAGE 5 TRACT 55 LOT 5 BLK 2 |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | SUNTREE P.U.D. STAGE 5 TRACT 55 |
| Legal Tract | 55 |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 64128 |
649 Rossmoor Cir is owner-occupied and held in a trust since May 2025.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 649 ROSSMOOR CIR, MELBOURNE, FL 32940-1963 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2018 | Warranty Deed, Transfer TITLE COMPANY/BREVARD |
| Aug 7, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 29, 2025 |
| Transfer Doc | 0103462691 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Sep 17, 2018 |
| Property Address | 649 ROSSMOOR CIR, MELBOURNE, FL 32940-1963 |
| Document Number | 0082622876 |
| Book / Page | 008262 / 002876 |
| Instrument Date | Sep 10, 2018 |
| Instrument | 207799 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2018 |
| Title Company | TITLE COMPANY/BREVARD |
| Amount | Amount on Record |
|---|---|
| Tax | $2,380.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 701 WHISPERING PINES CIR MELBOURNE FL 329407833, MELBOURNE, FL 32940-7833 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 649 ROSSMOOR CIR, MELBOURNE, FL 32940-1963 |
| Document Number | 0082402654 |
| Instrument Date | Aug 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 649 ROSSMOOR CIR MELBOURNE FL 329401963, MELBOURNE, FL 32940-1963 |
| Document Number | 0082402654 |
|---|---|
| Date | Aug 17, 2018 |
| Book Page | 008240/002654 |
| Instrument | 185878 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 16, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 649 Rossmoor Cir was $5,021 with a homeowner's exemption, up 7.5% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,600 (+2.7%) | $639,410 (-1.71%) | |
| 2025 | $5,021.00 (+7.47%) | $370,600 | $650,560 |
| 2024 | $4,672.00 (+22.4%) | ||
| 2023 | $3,817.00 Homeowner's exemption | $349,670 | $652,410 Land $115,000 Building $537,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 649 Rossmoor Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 258 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 258 in force |
| Nearby Flood Claims | 20 (1995–2026) |
| Claims Outside the SFHA | 9 of 20 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 649 Rossmoor Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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