649 Roanoke St, Dunedin, FL 34698 Property Records

Pinellas County property record for 649 Roanoke St, Dunedin, FL 34698

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,454 sqft · built 1958
Lot Size0.179 acres (7,797 sqft)
Owner2 Individual Names on Record
Last Sale$181,000 (Mar 2016)
Tax Bill$2,718 (2025)
Deeds & MortgagesJan 2022 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-743-2520-0

Property Details

APN / Parcel Number

Primary APNC62-000-743-2520-0
Alternative APNs
  • 34-28-15-21042-000-0230
  • 281534210420000230
  • 152834210420000230
  • R371614

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area2,454 sqft Living Area
Gross Area3,073 sqft
1st Floor Area2,454 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1996
Architectural StyleCustom Design
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,797 sqft (0.179 acres)
Lot Dimensions104 ft deep x 75 ft wide
Garage TypeAttached
Garage Area208 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area256 sqft
Deck AreaDeck Area
Patio Area200 sqft
Shed1 Shed
Shed Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR371614
Street Address649 ROANOKE ST
CityDUNEDIN
StateFL
Zip34698-8422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEXTER PARK LOT 23
Legal Range15E
Legal Township28S
Legal Section34
Legal SubdivisionDEXTER PARK
Legal Tract21042
Legal Lot Number23
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2017
Census Tract27000

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address649 ROANOKE ST, DUNEDIN, FL 34698-8422
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Deed of Trust, Mortgage
THIRD FSLA OF CLEVELAND
May 27, 2020Deed of Trust, Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2016 · Amount on Record
Deed SaleMar 10, 2016 · Amount on Record
Prior SaleApr 14, 2006 · Amount on Record
Deed Document Number201671549
Deed Book / Page19113 / 1152
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address649 ROANOKE ST, DUNEDIN, FL 34698-8422
Transaction TypeMortgage
Record UpdatedJan 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 ROANOKE ST, DUNEDIN, FL 34698-8422

Mortgage

Document Number0218942505
DateJan 18, 2022
Book Page21894/2505
Instrument2022017347
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address649 ROANOKE ST, DUNEDIN, FL 34698-8422
Document Number0210210223
Instrument DateMay 27, 2020
Transaction TypeMortgage
Record UpdatedJun 16, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 ROANOKE ST DUNEDIN FL 346988422, DUNEDIN, FL 34698-8422

Mortgage

Document Number0210210223
DateJun 2, 2020
Book Page021021/000223
Instrument165972
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityDunedin City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,718.00 (+8.2%) Homeowner's exemption$195,985 (+5.99%)$475,059 (+18.15%) Land $212,931 Building $262,128
2023$2,512.00 (+3.2%) Homeowner's exemption$184,915 (+3%)$402,079 (+32.77%) Land $189,215 Building $212,864
2022$2,434.00 Homeowner's exemption$179,529$302,849 Land $152,026 Building $150,823

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims25 (1978–2024)
Claims Outside the SFHA9 of 25
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 8 claims
  • Hurricane Helene, Sep 2024 · 3 claims
  • Hurricane Elena, Aug 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNEDIN WATER SYSTEM
serves 46,161 people · EPA ID FL6520486
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Frontier, Verizon.

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