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649 Rivera St, Chula Vista, CA 91911 Property Records

San Diego County property record for 649 Rivera St, Chula Vista, CA 91911

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,608 sqft · built 1976
Lot Size0.186 acres (8,087 sqft)
Owner2 Individual Names on Record
Last Sale$117,000 (Aug 1998)
Tax Bill$2,968 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN644-170-17-00

Property Details

APN / Parcel Number

Primary APN644-170-17-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,608 sqft Living Area

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area8,087 sqft (0.186 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address649 RIVERA ST
CityCHULA VISTA
StateCA
Zip91911-5604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 17 TR 007979
Legal SubdivisionAPOLLO
Legal Tract007979
Legal Block4
Legal Lot Number17
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4006
Census Tract13309

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address649 RIVERA ST, CHULA VISTA, CA 91911-5604
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2023Deed of Trust, Mortgage · Line of Credit
GUARANTEED RATE INC
Mar 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 1998 · Amount on Record
Deed SaleAug 26, 1998 · Amount on Record
Prior SaleOct 23, 1986 · Amount on Record
Deed Document Number1998543787
Prior Transfer DateOct 26, 1993
Prior Transfer Doc0000729763
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address649 RIVERA ST, CHULA VISTA, CA 91911-5604
Transaction TypeMortgage
Record UpdatedApr 12, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 RIVERA ST, CHULA VISTA, CA 91911-5604

Mortgage

Document Number0000085704
DateApr 4, 2023
Instrument2023-0085704
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 3, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address649 RIVERA ST, CHULA VISTA, CA 91911-5604
Document Number0000166651
Instrument DateMar 27, 2020
Transaction TypeMortgage
Record UpdatedApr 16, 2020
Title CompanyCORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address649 RIVERA ST CHULA VISTA CA 919115604, CHULA VISTA, CA 91911-5604

Mortgage

Document Number0000166651
DateApr 1, 2020
Instrument166651
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 31, 2040

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$251,022 (+2%) Land $103,924 Building $147,098
2025$2,968.00 (+5.06%)$246,101 (+4.04%) Land $101,887 Building $144,214
2023$2,825.00 (+2.95%)$236,547 Land $97,932 Building $138,615
2022$2,744.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 500
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: Wyyerd Connect.

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