649 Rapids Dr, Bogart, GA 30622 Property Records

Jackson County property record for 649 Rapids Dr, Bogart, GA 30622

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,121 sqft · built 2016
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Oct 2016)
Tax Bill	$6,559 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045B 037B`

Property Details

APN / Parcel Number

Primary APN	`045B 037B`
Alternative APN	`28945`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	4,121 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,106 sqft (0.76 acres)
Garage Type	Attached
Garage Area	564 sqft
Porch	Slab
Porch Area	156 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	28945
Street Address	649 RAPIDS DR
City	BOGART
State	GA
Zip	30622-5196
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 37 BLK B RIVERBEND
Legal Subdivision	RIVERBEND
Legal Block	B
Legal Lot Number	37
Jurisdiction	JACKSON GA
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2040
Census Tract	10602

Owner

649 Rapids Dr is owned and occupied by two individuals who bought it in October 2016.

Source: Jackson County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	649 RAPIDS DR, BOGART, GA 30622-5196
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANKSOUTH MTG CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2016 · Amount on File
Deed Sale	Oct 28, 2016 · Amount on File
Prior Sale	Oct 13, 2014
Deed Document Number	20163257
Deed Book / Page	75B / 775
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	649 RAPIDS DR, BOGART, GA 30622-5196
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 RAPIDS DR, BOGART, GA 30622-5196

Mortgage

Document Number	00099G0000000779
Date	Nov 9, 2021
Book Page	000000099G/0000000779

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	649 RAPIDS DR, BOGART, GA 30622-5196
Document Number	00089X0687
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	649 RAPIDS DR BOGART GA 306225196, BOGART, GA 30622-5196

Mortgage

Document Number	00089X0687
Date	Jun 16, 2020
Book Page	00089X/000687

Lender

Name	BANKSOUTH MTG CO LLC
Address	ATLANTA, GA 30327

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 649 Rapids Dr was $6,559, up 0.7% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,640 (-) Land $24,000 Building $229,640	$634,100 (-) Land $60,000 Building $574,100
2025	$6,559.00 (+0.71%)	$253,640 (-) Land $24,000 Building $229,640	$634,100 (-) Land $60,000 Building $574,100
2024	$6,513.00 (+10.02%)	$253,640 (+11.68%) Land $24,000 Building $229,640	$634,100 (+11.68%) Land $60,000 Building $574,100
2023	$5,920.00 (+9%)	$227,120 (+22.56%) Land $24,000 Building $203,120	$567,800 (+22.56%) Land $60,000 Building $507,800
2022	$5,431.00	$185,320 Land $24,000 Building $161,320	$463,300 Land $60,000 Building $403,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 649 Rapids Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 Rapids Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY WATER & SEWER AUTHORITY serves 33,601 people · EPA ID GA1570117
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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