Grand County property record for 649 Polar Bear Ln, Fraser, CO 80442
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 3 ba · 2,700 sqft · built 1982 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Apr 2021) |
| Tax Bill | $3,091 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | R073110 |
| Primary APN | R073110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 1 Room |
| Stories | 2 Stories |
| Building Area | 2,700 sqft |
| Gross Area | 2,816 sqft |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 1,080 sqft |
| Finished Basement | 1,080 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Multi-Family |
| Construction Type | Wood |
| Roof Type | Shed Roof |
| Roof Material | Metal |
| Lot Area | 47,916 sqft (1.1 acres) |
| Cooling System | None |
|---|---|
| Heating Fuel | Electric |
| Water Source | Well |
| Account Number | R073110 |
|---|---|
| Street Address | 649 POLAR BEAR LN |
| City | FRASER |
| State | CO |
| Zip | 80442 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | 43 |
| Legal Description | SUBD: ICE BOX ESTATES 1ST SUB LOT: 19 |
| Legal Range | 75W |
| Legal Township | 1S |
| Legal Section | 28 |
| Legal Subdivision | ICE BOX ESTATES 1ST SUB |
| Legal Block | 8 |
| Legal Lot Number | 19 |
| Jurisdiction | GRAND CO |
| Township / Civil Division | GRANBY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 204 |
649 Polar Bear Ln, a residential property, is owned by an individual who bought it in April 2021.
Source: Grand County records, as of January 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 2201, FRASER, CO 80442-2201 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2021 · Amount on File |
| Deed Sale | Apr 19, 2021 · Amount on File |
| Deed Document Number | 20214379 |
| Prior Transfer Date | May 20, 2015 |
| Prior Transfer Doc | 2015003315 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GRAND CO |
| Recording Date | Apr 19, 2021 |
| Property Address | 649 POLAR BEAR LN, FRASER, CO 80442 |
| Document Number | 2021004379 |
| Map Reference | DOC 108770 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 2021004379 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 649 POLAR BEAR LN, 649, FRASER, CO 80442 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 1562, WINTER PARK, CO 80482-1562 |
| Document Number | 2021004380 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 2021004380 |
| Name | SHARON HEWMAN |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 649 Polar Bear Ln was $3,091.
Source: Grand County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Grand County |
| Unified School District | East Grand School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,091.00 | $56,660 Land $16,880 Building $39,780 | $906,540 Land $270,000 Building $636,540 |
| 2023 | $2,466.00 (+45.83%) | $46,020 (+58.96%) Land $11,160 Building $34,860 | $686,900 (+61.46%) Land $166,500 Building $520,400 |
| 2022 | $1,691.00 | $28,950 Land $6,800 Building $22,150 | $425,440 Land $100,000 Building $325,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 649 Polar Bear Ln in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 30 units insured incl. 27 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 649 Polar Bear Ln is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 43% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ElektraFi Fixed Wireless | 400 / 60 |
May also be available: AT&T, CenturyLink, Xfinity.
5G (outdoors only) and 4G LTE
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