649 Pisgah Pass, Mars Hill, NC 28754 Property Records

Madison County property record for 649 Pisgah Pass, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,382 sqft · built 1980
Lot Size	0.505 acres (21,999 sqft)
Owner	2 Individual Names on File
Last Sale	$118,500 (Sep 2017)
Tax Bill	$1,397 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9862-07-7932`

Property Details

APN / Parcel Number

Primary APN	`9862-07-7932`
Alternative APNs	`9862077932 0007903` `7903`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,382 sqft Heated Area
1st Floor Area	864 sqft
Attic	Attic
Attic Area	518 sqft
Basement Area	432 sqft
Unfinished Basement	432 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1993
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	21,999 sqft (0.505 acres)
Porch	Slab
Porch Area	216 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	649 PISGAH PASS
City	MARS HILL
State	NC
Zip	28754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	WOLF LAUREL ESTATES
Legal Block	07
Jurisdiction	MADISON NC
Township / Civil Division	7, EBBS CHAPEL
Census Block Group	1
Census Block	1003
Census Tract	10100

Owner

649 Pisgah Pass is owned by two individuals who bought it in September 2017.

Source: Madison County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2470 TUCKAWAY RD, ROCK HILL, SC 29730-5532
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 18, 2017	Warranty Deed, Transfer · Conventional Mortgage FAMILY TRUST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2017 · Amount on File
Deed Sale	Sep 18, 2017 · Amount on File
Prior Sale	Dec 14, 2012 · Amount on File
Deed Book / Page	637 / 208
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	649 PISGAH PASS, MARS HILL, NC 28754
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007120327
Date	Feb 11, 2021
Book Page	712/327
Instrument	340112

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Sep 18, 2017
Property Address	649 PISGAH PASS, MARS HILL, NC 28754
Document Number	0006370208
Book / Page	637 / 208
Map Reference	MB 2 PG 103
Instrument Date	Sep 12, 2017
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	631 HEATHWOOD DR, 631, TAYLORS, SC 29687-3641

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2470 TUCKAWAY RD, ROCK HILL, SC 29730-5532

Mortgage

Document Number	326650
Date	Sep 18, 2017
Instrument	326650

Lender

Name	FAMILY TRUST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 649 Pisgah Pass was $1,397.

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,397.00	$270,586 Land $48,400 Building $222,186	$270,586 Land $48,400 Building $222,186
2023		$167,059 Land $36,000 Building $131,059	$167,059 Land $36,000 Building $131,059

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 649 Pisgah Pass in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2011–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 Pisgah Pass is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000
Zito Media Fiber · Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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