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649 Pippin Ln, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 649 Pippin Ln, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 883 sqft · built 1974
Lot Size0.079 acres (3,441 sqft)
Owner2 Individual Names on Record
Last Sale$415,000 (Mar 2020)
Tax Bill$6,043 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Jun 2019 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN017-405-13

Property Details

APN / Parcel Number

Primary APN017-405-13
Alternative APN
  • 017-405-13-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area883 sqft Living Area
Gross Area1,217 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2008
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area3,441 sqft (0.079 acres)
Garage TypeAttached
Garage Area334 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address649 PIPPIN LN
CityWATSONVILLE
StateCA
Zip95076-3633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 616 LOT 74
Legal SubdivisionHEATHERWOOD SUB #1 TR #616
Legal Tract616
Legal Lot Number74
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group2
Census Block2001
Census Tract110102

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address649 PIPPIN LN, WATSONVILLE, CA 95076-3633
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2020Grant Deed, Transfer · Conventional with PMI
QUICKEN LNS
Jun 19, 2019Quit Claim Deed, Transfer
OLD REPUBLIC TITLE
Jun 19, 2019Grant Deed, Transfer · Conventional with PMI
HOMESERVICES LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2020 · Amount on Record
Deed SaleMar 3, 2020 · Amount on Record
Prior SaleJun 19, 2019 · Amount on Record
Deed Document Number20207427
Prior Transfer DateJun 13, 2019
Prior Transfer Doc0000016805
Record UpdatedSep 20, 2026

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateMar 3, 2020
Property Address649 PIPPIN LN, WATSONVILLE, CA 95076-3633
Document Number0000007427
Instrument DateFeb 20, 2020
Instrument7427
Transaction TypeTransfer
Record UpdatedMar 23, 2020
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$457.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address649 PIPPIN LN WATSONVILLE CA 950763633, WATSONVILLE, CA 95076-3633

Mortgage

Document Number7428
DateMar 3, 2020
Instrument7428
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 2, 2050

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 19, 2019
Property Address649 PIPPIN LN, WATSONVILLE, CA 95076-3633
Document Number0000016805
Instrument DateJun 13, 2019
Instrument16805
Transaction TypeTransfer
Record UpdatedJul 9, 2019
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address649 PIPPIN LN WATSONVILLE CA 950763633, WATSONVILLE, CA 95076-3633

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 19, 2019
Property Address649 PIPPIN LN, WATSONVILLE, CA 95076-3633
Document Number0000016806
Instrument DateMay 31, 2019
Instrument16806
Transaction TypeTransfer
Record UpdatedJul 9, 2019
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$448.80
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address649 PIPPIN LN WATSONVILLE CA 950763633, WATSONVILLE, CA 95076-3633

Mortgage

Document Number16807
DateJun 19, 2019
Instrument16807
Lender
NameHOMESERVICES LNDG
AddressWEST DES MOINES, IA 50266
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 18, 2049

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$462,940 (+2%) Land $324,058 Building $138,882
2025$6,043.00 (+11.41%) Homeowner's exemption$453,863 (+4.04%) Land $317,704 Building $136,159
2024$5,424.00 (+1.59%)
2023$5,339.00 (+1.89%) Homeowner's exemption$436,239 Land $305,367 Building $130,872$419,670
2022$5,240.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 115 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies115 in force
Nearby Flood Claims19 (2022–2023)
Most Recent ClaimMar 2023 · Severe Winter Storms And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Cruzio
Fixed Wireless		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100
AT&T
DSL		100 / 20

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