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649 Pacific Commons Dr, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 649 Pacific Commons Dr, Surfside Beach, SC 29575 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,149 sqft · built 2021
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on File
Last Sale$458,959 (May 2021)
Tax Bill$2,155 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN459-10-02-0159

Property Details

APN / Parcel Number

Primary APN459-10-02-0159

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,149 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,553 sqft (0.38 acres)
Garage TypeAttached
Garage Area711 sqft

Exterior Amenities

Pool TypeHeated Pool
Pool Area525 sqft
PorchSlab
Porch Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address649 PACIFIC COMMONS DR
CitySURFSIDE BEACH
StateSC
Zip29575-5525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTAGE @ OCEAN COMMONS PH 1; LOT 13
Legal SubdivisionMONTAGE @ OCEAN COMMONS PH 1
Legal Lot Number13
JurisdictionHORRY SC
Township / Civil DivisionMYRTLE BEACH
Census Block Group2
Census Block2005
Census Tract51403

Owner

Source: Horry County records · APN 459-10-02-0159

Assessment roll updated February 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address649 PACIFIC COMMONS DR, MYRTLE BEACH, SC 29575-5525
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 26, 2021 · Amount on Record
Deed SaleMay 26, 2021 · Amount on Record
Prior SaleDec 16, 2020 · Amount on Record
Deed Book / Page4424 / 1496
Record UpdatedSep 20, 2026

May 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHORRY SC
Recording DateMay 26, 2021
Property Address649 PACIFIC COMMONS DR, SURFSIDE BEACH, SC 29575-5525
Document Number0044241496
Book / Page4424 / 1496
Instrument DateMay 26, 2021
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 19, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 PACIFIC COMMONS DR, SURFSIDE BEACH, SC 29575-5525

Mortgage

Document Number63940000000104
DateMay 26, 2021
Book Page0000006394/0000000104
Lender
NameVANDERBILT MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Horry County records · Assessment roll updated February 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyHorry County
Unified School DistrictHorry County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,155.00
2024$2,155.00 (+8.78%)$37,527 (+631.81%) Land $8,717 Building $28,810$625,457 (+631.87%) Land $145,290 Building $480,167
2023$1,981.00 (+67.88%)$5,128 (-) Land $5,128$85,460 (-) Land $85,460
2021$1,180.00$5,128 Land $5,128$85,460 Land $85,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Horry County (45051C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450510514032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 90 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies127 units insured
37 under condo master policies
Nearby Flood Claims21 (1996–2026)
Claims Outside the SFHA21 of 21
Most Recent ClaimJul 2026, rainfall accumulation
Claims By Storm
  • Severe Storms And Flooding, Oct 2015 · 4 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims
  • Severe Winds And Flooding Assoc With Hurricane Fran, Oct 1996 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 437 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Horry Telephone CooperativeFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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