649 Orchard Dr, Diberville, MS 39540 Property Records

Harrison County property record for 649 Orchard Dr, Diberville, MS 39540

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,598 sqft · built 1972
Lot Size	0.249 acres (10,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$183,465 (May 2026)
Tax Bill	$1,022 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`1409C-02-059.000`

Property Details

APN / Parcel Number

Primary APN	`1409C-02-059.000`
Alternative APN	`017995`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	1,598 sqft Adjusted Area
1st Floor Area	1,500 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,860 sqft (0.249 acres)
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces
Patio Area	440 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	649 ORCHARD DR
City	DIBERVILLE
State	MS
Zip	39540-5802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 GREENWOOD EST. PART 3
Legal Range	09W
Legal Township	07S
Legal Section	16
Legal Subdivision	GREENWOOD EST PART 3
Legal Lot Number	28
Jurisdiction	HARRISON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1011
Census Tract	3305

Owner

Source: Harrison County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	649 ORCHARD DR, DIBERVILLE, MS 39540-5802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
May 5, 2026	Warranty Deed, Transfer · FHA Mortgage TRUSTMARK NATIONAL BANK
Jan 3, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Jan 3, 2019
Deed Document Number	20262600
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	649 ORCHARD DR, DIBERVILLE, MS 39540-5802
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220008355TJ2
Date	Oct 27, 2022
Instrument	2022-0008355-T-J2

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	649 ORCHARD DR, DIBERVILLE, MS 39540-5802
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210019698
Date	Dec 2, 2021
Instrument	20210019698

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	May 5, 2026
Property Address	649 ORCHARD DR, DIBERVILLE, MS 39540-5802
Document Number	0000002600
Instrument Date	Apr 29, 2026
Instrument	2026.2600
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	KRAUSE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	649 ORCHARD DR, DIBERVILLE, MS 39540-5802

Mortgage

Document Number	0000002601,
Date	May 5, 2026
Instrument	2026..2601

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

Mortgage

Document Number	0000002602,
Date	May 5, 2026
Instrument	2026.2602

Lender

Name	MISSISSIPPI HOME CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	15 Months
Due	May 1, 2041

Interest

Rate	6.22%
Max Rate	-1%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jan 3, 2019
Property Address	649 ORCHARD DR, DIBERVILLE, MS 39540-5802
Document Number	20190000035DJ2
Instrument Date	Dec 31, 2018
Instrument	2019-0000035-D-J2
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	616 OAKLEIGH AVE, GULFPORT, MS 39507-2867

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 ORCHARD DR, DIBERVILLE, MS 39540-5802

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	D'Iberville City
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,022.00 (+7.58%) Homeowner's exemption Disabled Person's exemption	$10,302 (+6.36%)	$103,024 (+6.36%) Land $30,000 Building $73,024
2024	$950.00 (-0.52%)
2023	$955.00 (-0.73%) Homeowner's exemption Disabled Person's exemption	$9,686	$96,863 Land $30,000 Building $66,863
2022	$962.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 168 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	168 in force
Nearby Flood Claims	14 (2005–2020)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2020 · Hurricane Zeta
Claims by Event	Hurricane Zeta, Oct 2020 · 5 claims Hurricane Nate, Oct 2017 · 2 claims Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIBERVILLE W/S serves 12,721 people · EPA ID MS0240002
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Singing River Connect Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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