649 Neave St, Cincinnati, OH 45204 Property Records

Hamilton County property record for 649 Neave St, Cincinnati, OH 45204

Property Summary

Property Type	Duplex
Details	4 ba · 2,816 sqft · built 1900
Lot Size	0.069 acres (3,006 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (May 2021)
Tax Bill	$4,977 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jun 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`149-0011-0096-00`

Property Details

APN / Parcel Number

Primary APN	`149-0011-0096-00`

Interior

Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,816 sqft Finished Area
1st Floor Area	1,408 sqft
2nd Floor Area	1,408 sqft
Basement Area	1,408 sqft

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	3,006 sqft (0.069 acres)
Lot Dimensions	100 ft deep x 29 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	649 NEAVE ST
City	CINCINNATI
State	OH
Zip	45204-1981
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	649 NEAVE ST 29 X 100 IRR LOT 86 PT 88 T & C NEAVES
Legal Subdivision	NEAVES
Legal Lot Number	86
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1122
Census Tract	26300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lower Price Hill Historic District listed 1988 · 196 contributing resources · NRIS 88002536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

649 Neave St, a duplex, is owned by an individual who bought it in May 2021.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1585 HERTEL AVE, BUFFALO, NY 14216-2997
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LENDING LLC
Jun 13, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 11, 2018	Quit Claim Deed, Transfer OTHER
Aug 9, 2017	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Aug 9, 2017	Grant Deed, Transfer AMERICAN HOMELAND TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2021 · Amount on File
Deed Sale	May 19, 2021 · Amount on File
Prior Sale	Jun 13, 2019 · Amount on File
Deed Document Number	0000062140
Deed Book / Page	14421 / 1284
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 19, 2021
Property Address	649 NEAVE ST, CINCINNATI, OH 45204-1981
Document Number	0000062140
Book / Page	14421 / 1284
Map Reference	MB 1 PG 302&303
Instrument Date	May 17, 2021
Instrument	2021-0062140
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 NEAVE ST, CINCINNATI, OH 45204-1981

Mortgage

Document Number	0000062141
Date	May 19, 2021
Instrument	2021-0062141

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 13, 2019
Property Address	649 NEAVE ST, CINCINNATI, OH 45204-1981
Document Number	0000046703
Book / Page	13938 / 01853
Map Reference	MB 1 PG 302&303
Instrument Date	May 22, 2019
Instrument	2019-0046703
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 NEAVE ST, CINCINNATI, OH 45204-1981

Mortgage

Document Number	0000046704
Date	Jun 13, 2019
Instrument	2019-0046704

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 11, 2018
Property Address	649 NEAVE ST, CINCINNATI, OH 45204-1981
Document Number	0000108352
Book / Page	013812 / 000870
Instrument Date	Dec 6, 2018
Instrument	108352
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 14835 CINCINNATI OH 452500835, CINCINNATI, OH 45250-0835

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 9, 2017
Property Address	649 NEAVE ST, CINCINNATI, OH 45204-1981
Document Number	0000001902
Map Reference	MB 1 PG 302&303
Instrument Date	Jul 27, 2017
Instrument	17-0071902
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 NEAVE ST, CINCINNATI, OH 45204-1981

Mortgage

Document Number	0000001903
Date	Aug 9, 2017
Instrument	17-0071903

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 9, 2017
Property Address	649 NEAVE ST, CINCINNATI, OH 45204-1981
Document Number	0000071901
Book / Page	013477 / 000128
Instrument Date	Jul 23, 2009
Instrument	71901
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	AMERICAN HOMELAND TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	652 STATE AVE CINCINNATI OH 452041900, CINCINNATI, OH 45204-1900

Tax Assessment & Valuation

The 2025 property tax bill for 649 Neave St was $4,977, up 18.6% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,977.00 (+18.61%)	$68,250 (-) Land $1,134 Building $67,116
2024	$4,196.00 (-1.2%)	$68,250 (-) Land $1,134 Building $67,116
2023	$4,247.00 (+61.3%)	$68,250 (+79.72%) Land $1,134 Building $67,116	$195,000 Land $3,240 Building $191,760
2022	$2,633.00 Homeowner's exemption	$37,976 Land $991 Building $36,985
2020			$108,500 Land $2,830 Building $105,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 649 Neave St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	20 (1978–2025)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Storms, Landslides, And Mudslides, Feb 2018 · 7 claims Severe Storms And Flooding, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 Neave St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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