649 N Walnut St, Gardner, KS 66030 Property Records

Johnson County property record for 649 N Walnut St, Gardner, KS 66030 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,211 sqft · built 2000
Lot Size	0.203 acres (8,824 sqft)
Owner	2 Individual Names on File
Last Sale	$163,000 (Oct 2017)
Tax Bill	$4,839 (2025)
Deeds & Mortgages	Feb 2026 Transfer Jan 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`CP28200010-0004`

Property Details

APN / Parcel Number

Primary APN	`CP28200010-0004`
Alternative APNs	`0461362301033004000` `R4040`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,211 sqft Living Area
Gross Area	3,155 sqft
1st Floor Area	1,129 sqft
Basement Area	1,550 sqft
Finished Basement	630 sqft
Unfinished Basement	920 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,824 sqft (0.203 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	336 sqft
Deck Area	Deck Area
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	R4040
Street Address	649 N WALNUT ST
City	GARDNER
State	KS
Zip	66030-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOUNTAIN GATE III LT 4 BLK 10 GAC 63 3C 10 4
Legal Subdivision	FOUNTAIN GATE III
Legal Block	10
Legal Lot Number	4
Jurisdiction	JOHNSON KS
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2009
Census Tract	53709

Owner

Source: Johnson County records · APN CP28200010-0004

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	649 N WALNUT ST, GARDNER, KS 66030-1811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Transfer on Death Deed, Transfer
Jan 11, 2024	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Oct 24, 2017	Warranty Deed, Transfer · FHA Mortgage CENTRAL NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 24, 2017 · Amount on Record
Deed Sale	Oct 24, 2017 · Amount on Record
Prior Sale	Jul 09, 2014 · Amount on Record
Deed Book / Page	201710 / 7491
Last Transfer Date	Feb 10, 2026
Transfer Doc	202602/3877
Record Updated	Sep 20, 2026

February 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	JOHNSON KS
Recording Date	Feb 13, 2026
Property Address	649 N WALNUT ST, GARDNER, KS 66030-1811
Document Number	202602/3877
Book / Page	202602 / 3877
Instrument Date	Feb 10, 2026
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	649 N WALNUT ST, GARDNER, KS 66030-1811
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202401/1648
Date	Jan 11, 2024
Book Page	202401/1648

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	1620 DODGE ST, OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	649 N WALNUT ST, GARDNER, KS 66030-1811
Transaction Type	Mortgage
Record Updated	Aug 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202110/9001
Date	Oct 25, 2021
Book Page	202110/9001

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	649 N WALNUT ST, GARDNER, KS 66030-1811
Transaction Type	Mortgage
Record Updated	Aug 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202110/7925
Date	Oct 22, 2021
Book Page	202110/7925

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Oct 24, 2017
Property Address	649 N WALNUT ST, GARDNER, KS 66030-1811
Document Number	201710/007491
Book / Page	201710 / 007491
Map Reference	MB 201612 PG 000985
Instrument Date	Oct 19, 2017
Transaction Type	Transfer
Record Updated	Aug 09, 2022
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	201710/007493
Date	Oct 24, 2017
Book Page	201710/007493

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Address	JUNCTION CITY, KS 66441

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

Tax Assessment & Valuation

Source: Johnson County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Johnson County
Municipality	Gardner City
Unified School District	Gardner Edgerton Unified School District 231 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,839.00 (+14.15%)	$39,778 (+14.57%) Land $9,065 Building $30,713	$345,900 (+14.57%) Land $78,830 Building $267,070
2024	$4,239.00 (-1.53%)	$34,718 (+1.48%) Land $8,236 Building $26,482	$301,900 (+1.48%) Land $71,620 Building $230,280
2023	$4,305.00 (+6.19%)	$34,212 (+7.36%) Land $8,236 Building $25,976	$297,500 (+7.36%) Land $71,620 Building $225,880
2022	$4,054.00	$31,867 Land $7,098 Building $24,769	$277,100 Land $61,720 Building $215,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Johnson County (20091C), updated October 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 467 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Delta Communications	Fiber	7,000 / 7,000
JMZ	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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