649 N Pine St, Sebring, FL 33870 Property Records

Highlands County property record for 649 N Pine St, Sebring, FL 33870

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 3 ba · 2,000 sqft · built 1948
Lot Size	0.169 acres (7,359 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (May 2025)
Tax Bill	$4,440 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit May 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S-29-34-29-070-0460-0060`

Property Details

APN / Parcel Number

Primary APN	`S-29-34-29-070-0460-0060`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Units	5 Units
Stories	1 Story
Building Area	2,000 sqft Living Area
1st Floor Area	2,000 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1968
Architectural Style	Multi-Family
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,359 sqft (0.169 acres)
Lot Dimensions	80 ft deep x 90 ft wide
View / Lot	Commercial
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	336 sqft
Pool House	336 sqft
Porch	Unfinished Open Porch
Porch Area	40 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	649 N PINE ST
City	SEBRING
State	FL
Zip	33870-3236
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	C1
Legal Description	TOWN OF SEBRING-TRANS LOT 6 BLK 46
Legal Range	29E
Legal Township	34S
Legal Section	29
Legal Subdivision	LIMETREE VILLAS
Legal Block	46
Legal Lot Number	6
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3035
Census Tract	960800

Owner

Source: Highlands County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	649 N PINE ST, SEBRING, FL 33870-3236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Line of Credit WAUCHULA STATE BANK
May 2, 2025	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC
Aug 18, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2025 · Amount on Record
Deed Sale	May 2, 2025 · Amount on Record
Prior Sale	Aug 18, 2020 · Amount on Record
Deed Document Number	20252257104
Deed Book / Page	3115 / 300
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	649 N PINE ST, SEBRING, FL 33870-3236
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12575 NE 7TH AVE, NORTH MIAMI, FL 33161-4811

Mortgage

Document Number	0002088794
Date	Apr 20, 2022
Book Page	2898/1878
Instrument	2088794

Lender

Name	WAUCHULA STATE BANK
Type	Bank
Address	LAKE PLACID, FL 33852

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 2, 2025
Property Address	649 N PINE ST, SEBRING, FL 33870-3236
Document Number	0002257104
Book / Page	3115 / 300
Map Reference	MB 3 PG 1
Instrument Date	Apr 11, 2025
Instrument	2257104
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	TITLE STREAM, TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2657 NELSON CT, WESTON, FL 33332-1835

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	649 N PINE ST, SEBRING, FL 33870-3236

Mortgage

Document Number	0003115303
Date	May 2, 2025
Instrument	3115/303

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2055

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 18, 2020
Property Address	649 N PINE ST, SEBRING, FL 33870-3236
Document Number	0001995277
Book / Page	002768 / 000202
Instrument Date	Aug 18, 2020
Instrument	1995277
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$760.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12575 NE 7TH AVE NORTH MIAMI FL 331614811, NORTH MIAMI, FL 33161-4811

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,440.00 (+6.76%)	$214,551 (+9.61%) Land $13,860 Building $200,691	$214,551 (+9.61%) Land $13,860 Building $200,691
2024	$4,159.00 (+9.16%)
2023	$3,810.00 (+15.84%)	$195,748 (+29.68%) Land $13,860 Building $181,888	$195,748 (+29.68%) Land $13,860 Building $181,888
2022	$3,289.00	$150,951 Land $13,860 Building $137,091	$150,951 Land $13,860 Building $137,091

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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