649 N Gem St, Tulare, CA 93274 Property Records

Tulare County property record for 649 N Gem St, Tulare, CA 93274

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,856 sqft · built 1953
Lot Size	0.166 acres (7,261 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Mar 2022)
Tax Bill	$3,824 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`170-204-002-000`

Property Details

APN / Parcel Number

Primary APN	`170-204-002-000`
Alternative APN	`17020402000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,856 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Construction Type	Wood
Lot Area	7,261 sqft (0.166 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Patio Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	17020402000
Street Address	649 N GEM ST
City	TULARE
State	CA
Zip	93274-2808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE GDN LT 1 BLK 5
Legal Subdivision	COLLEGE GARDEN SUB
Legal Block	5
Legal Lot Number	1
Jurisdiction	TULARE CA
Township / Civil Division	TULARE
Census Block Group	4
Census Block	4016
Census Tract	2303

Owner

Source: Tulare County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	649 N GEM ST, TULARE, CA 93274-2808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Grant Deed, Transfer · Conventional Mortgage SELF HELP FCU
Feb 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage COUNTRY CLUB MORTGAGE INC
Jul 28, 2017	Grant Deed, Transfer · FHA Mortgage RESIDENTIAL BANCORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2022 · Amount on Record
Deed Sale	Mar 11, 2022 · Amount on Record
Prior Sale	Feb 22, 2021
Deed Document Number	2022-0016144
Record Updated	Jun 8, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	Mar 11, 2022
Property Address	649 N GEM ST, TULARE, CA 93274-2808
Document Number	0000016144
Map Reference	MB 18 PG 57
Instrument Date	Jan 26, 2022
Instrument	2022-0016144
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	649 N GEM ST, TULARE, CA 93274-2808

Mortgage

Document Number	0000016145
Date	Mar 11, 2022
Instrument	2022-0016145

Lender

Name	SELF HELP FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TULARE CA
Recording Date	Feb 22, 2021
Property Address	649 N GEM ST, TULARE, CA 93274-2808
Document Number	0000012747
Map Reference	MB 18 PG 57
Instrument Date	Jan 27, 2021
Instrument	2021-0012747
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 N GEM ST, TULARE, CA 93274-2808

Mortgage

Document Number	0000012748
Date	Feb 22, 2021
Instrument	2021-0012748

Lender

Name	COUNTRY CLUB MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	Jul 28, 2017
Property Address	649 N GEM ST, TULARE, CA 93274-2808
Document Number	0000043254
Instrument Date	Jun 29, 2017
Instrument	43254
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	649 N GEM ST TULARE CA 932742808, TULARE, CA 93274-2808

Mortgage

Document Number	43255
Date	Jul 28, 2017
Instrument	43255

Lender

Name	RESIDENTIAL BANCORP
Type	Mortgage Company
Address	DIAMOND BAR, CA 91765

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2047

Tax Assessment & Valuation

Source: Tulare County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Municipality	Tulare City
Elementary School District	Tulare City Elementary School District (KG - 08)
Secondary School District	Tulare Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,824.00 (+2.96%)	$350,197 (+4.04%) Land $88,080 Building $262,117
2023	$3,714.00 (+46.8%)	$336,600 Land $84,660 Building $251,940
2022	$2,530.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TULARE serves 72,241 people · EPA ID CA5410015
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Race Communications Fiber	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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