649 N Decant Rd, Oregon, OH 43616 Property Records

Lucas County property record for 649 N Decant Rd, Oregon, OH 43616

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,469 sqft · built 2001
Lot Size3 acres (130,680 sqft)
OwnerIndividual Name on File
Last Sale$475,000 (Dec 2022)
Tax Bill$7,898 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Mar 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN33-16767

Property Details

APN / Parcel Number

Primary APN33-16767
Alternative APN
  • 22028002

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,469 sqft Living Area
1st Floor Area2,238 sqft
2nd Floor Area231 sqft
AtticAttic
Attic Area598 sqft

Exterior

Year BuiltBuilt 2001
Architectural StyleConventional
Exterior MaterialBrick/Stone
Foundation TypeRaised
Lot Area130,680 sqft (3 acres)
Lot Dimensions528 ft deep x 248 ft wide
Garage TypeAttached
Garage Area598 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerSeptic
Water SourceWell

Location & Zoning

Street Address649 N DECANT RD
CityOREGON
StateOH
Zip43616-5889
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code28-AR
Legal Description9 9 34 NE 1/4 S 15 RDS E 32 RDS N 25 ACS 40 AC N 80 AC
Legal Subdivision9 09 34 NE 1/4
Legal Tract97
JurisdictionLUCAS OH
Township / Civil DivisionJERUSALEM
Census Block Group1
Census Block1008
Census Tract9700

Owner

649 N Decant Rd is owned and occupied by an individual who bought it in December 2022.

Source: Lucas County records, as of February 16, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address649 N DECANT RD, CURTICE, OH 43412
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2022Survivorship Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 23, 2022Deed of Trust, Mortgage · Line of Credit
GENOA BANKING CO
Mar 23, 2018Deed of Trust, Mortgage · Line of Credit
GENOA BKNG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2022 · Amount on File
Deed SaleDec 5, 2022 · Amount on File
Prior SaleMay 22, 2012
Deed Document Number202212050051499
Record UpdatedJun 8, 2026

December 2022: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionLUCAS OH
Recording DateDec 5, 2022
Property Address649 N DECANT RD, OREGON, OH 43616-5889
Document Number0000051499
Instrument DateNov 22, 2022
Instrument202212050051499
Transaction TypeTransfer
Record UpdatedDec 14, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address649 N DECANT RD, OREGON, OH 43616-5889

Mortgage

Document Number0000051500
DateDec 5, 2022
Instrument202212050051500
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2052

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUCAS OH
Property Address649 N DECANT RD, OREGON, OH 43616-5889
Transaction TypeMortgage
Record UpdatedApr 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 N DECANT RD, OREGON, OH 43616-5889

Mortgage

Document Number0000013439
DateMar 23, 2022
Instrument202203230013439
Lender
NameGENOA BANKING CO
TypeBank
AddressGENOA, OH 43430
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueMar 10, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUCAS OH
Property Address649 N DECANT RD, OREGON, OH 43616-5889
Document Number0000015219
Instrument DateMar 23, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyBUCKEYE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address649 N DECANT RD OREGON OH 436165889, OREGON, OH 43616-5889

Mortgage

Document Number0000015219
DateApr 11, 2018
Instrument15219
Lender
NameGENOA BKNG
TypeBank
AddressGENOA, OH 43430
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueApr 10, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 649 N Decant Rd was $7,898, up 9.8% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLucas County
County SubdivisionJerusalem Township
Unified School DistrictOregon City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,898.00 (+9.85%)$140,140 (-) Land $23,030 Building $117,110
2024$7,190.00 (+11.99%)$140,140 (+40.2%) Land $23,030 Building $117,110$400,400 Land $65,800 Building $334,600
2023$6,420.00 (+0.14%)$99,960 (-) Land $11,025 Building $88,935
2022$6,411.00 Homeowner's exemption$99,960 Land $11,025 Building $88,935
2021$285,600 Land $31,500 Building $254,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 649 N Decant Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims11 (2008–2026)
Claims Outside the SFHA1 of 11
Most Recent ClaimJul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 N Decant Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Amplex Wireless
Fixed Wireless
100 / 20

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