649 N 38th St, Mesa, AZ 85205 Property Records

Maricopa County property record for 649 N 38th St, Mesa, AZ 85205

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,506 sqft · built 1985
Lot Size	0.188 acres (8,204 sqft)
Owner	2 Company Names on Record
Last Sale	$635,000 (Aug 2024)
Tax Bill	$2,077 (2025)
Deeds & Mortgages	Jun 2026 Sale Oct 2025 Mortgage + 6 more
Flood Zone	Zone X (moderate risk)
APN	`140-13-292`

Property Details

APN / Parcel Number

Primary APN	`140-13-292`
Alternative APN	`140132929`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,506 sqft Living Area
Gross Area	2,826 sqft
1st Floor Area	2,506 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,204 sqft (0.188 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces
Pool Type	Pool Type
Pool Area	500 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	649 N 38TH ST
City	MESA
State	AZ
Zip	85205-6102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	CROSSPOINTE VILLAGE MCR 273-43
Legal Range	6E
Legal Township	1N
Legal Section	16
Legal Subdivision	CROSSPOINTE VILLAGE
Legal Lot Number	24
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3009
Census Tract	420706

Owner

Source: Maricopa County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	649 N 38TH ST, MESA, AZ 85205-6102
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Oct 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 31, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC
Apr 8, 2021	Deed of Trust, Mortgage · Line of Credit AMERICAN FIRST CU
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Jul 3, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2024 · Amount on Record
Deed Sale	Aug 30, 2024 · Amount on Record
Prior Sale	Jul 31, 2023 · Amount on Record
Deed Document Number	2024463063
Prior Transfer Date	Aug 29, 1994
Prior Transfer Doc	0000671397
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 29, 2026
Property Address	649 N 38TH ST, MESA, AZ 85205-6102
Document Number	0000386490
Instrument Date	Jun 22, 2026
Instrument	2026386490
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	649 N 38TH ST, MESA, AZ 85205-6102
Investor	Possibly a Property Investor

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	649 N 38TH ST, MESA, AZ 85205-6102
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 N 38TH ST, MESA, AZ 85205-6102

Mortgage

Document Number	0000566729
Date	Oct 1, 2025
Instrument	20250566729

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 31, 2023
Property Address	649 N 38TH ST, MESA, AZ 85205-6102
Document Number	0000398460
Map Reference	MB 273 PG 43
Instrument Date	Jul 19, 2023
Instrument	20230398460
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	QUALITY TITLE COMPANY, EQUITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	649 N 38TH ST, MESA, AZ 85205-6102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 N 38TH ST, MESA, AZ 85205-6102

Mortgage

Document Number	0000398461
Date	Jul 31, 2023
Instrument	20230398461

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	649 N 38TH ST, MESA, AZ 85205-6102
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 N 38TH ST, MESA, AZ 85205-6102

Mortgage

Document Number	0001290111
Date	Dec 6, 2021
Instrument	20211290111

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	649 N 38TH ST, MESA, AZ 85205-6102
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 N 38TH ST, MESA, AZ 85205-6102

Mortgage

Document Number	0000392833
Date	Apr 8, 2021
Instrument	20210392833

Lender

Name	AMERICAN FIRST CU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	649 N 38TH ST, MESA, AZ 85205-6102
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 N 38TH ST, MESA, AZ 85205-6102

Mortgage

Document Number	0000201714
Date	Feb 23, 2021
Instrument	20210201714

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	649 N 38TH ST, MESA, AZ 85205-6102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000365190
Date	Apr 29, 2020
Instrument	20200365190

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 3, 2019
Property Address	649 N 38TH ST, MESA, AZ 85205-6102
Document Number	0000506463
Instrument Date	Jun 18, 2019
Instrument	506463
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$377.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	649 N 38TH ST MESA AZ 852056102, MESA, AZ 85205-6102

Mortgage

Document Number	506464
Date	Jul 3, 2019
Instrument	506464

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Mesa City
Unified School District	Mesa Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,760 (+90.45%)	$467,600 (+3.06%) Land $93,500 Building $374,100
2025	$2,077.00 (-1.05%)	$24,552 (-49.9%)	$453,700 (-7.43%) Land $90,700 Building $363,000
2024		$49,010 (+18.3%)	$490,100 (+18.3%) Land $98,000 Building $392,100
2023	$2,099.00 (+2.19%)	$41,430 Land $8,280 Building $33,150	$414,300 Land $82,800 Building $331,500
2022	$2,054.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MESA serves 466,000 people · EPA ID AZ0407095
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: FiberFirst, GeoLinks, T-Mobile, Verizon.

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