Berkeley County property record for 649 Murphy Bay Dr, Cross, SC 29436
| Property Type | Single Family Home |
|---|---|
| Details | 1,325 sqft · built 1981 |
| Lot Size | 3.03 acres (131,987 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $960 (2019) |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-00-04-065 |
| Primary APN | 031-00-04-065 |
|---|
| Building Area | 1,325 sqft Finished Area |
|---|
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Mobile Home |
| Lot Area | 131,987 sqft (3.03 acres) |
| Garage Area | 405 sqft |
| Shed | 1 Shed |
|---|---|
| Shed Area | 100 sqft |
| Storage Building | 675 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 649 MURPHY BAY DR |
|---|---|
| City | CROSS |
| State | SC |
| Zip | 29436-3036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | STICKER NO 07966 |
| Legal Subdivision | CROSS AREA (EAST) |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | CROSS |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 20101 |
649 Murphy Bay Dr is owned by an individual who acquired it in October 2013.
Source: Berkeley County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11140 WHITLOCK CROSSING CT, CHARLOTTE, NC 28273-4714 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 1, 2013 |
| Transfer Doc | 0692/0343 |
| Record Updated | Sep 20, 2026 |
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,610 (+1,566.43%) Land $36,310 Building $11,300 | $138,200 (-) Land $105,400 Building $32,800 | |
| 2025 | $2,857 Land $2,179 Building $678 | $138,200 Land $105,400 Building $32,800 | |
| 2022 | $2,484 Land $1,737 Building $747 | $46,200 Land $32,300 Building $13,900 | |
| 2019 | $960.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 649 Murphy Bay Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 649 Murphy Bay Dr is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber | 5,000 / 5,000 |
5G and 4G LTE (outdoors only)
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