649 Mount Prospect Ave, Newark, NJ 07104 Property Records

Essex County and Newark City property record for 649 Mount Prospect Ave, Newark, NJ 07104

Property Summary

Property Type	Commercial
Details	1,434 sqft
Lot Size	0.089 acres (3,890 sqft)
Owner	Company Name on Record
Last Sale	$800,000 (Dec 2022)
Tax Bill	$13,109 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-00736-0000-00032`

Property Details

APN / Parcel Number

Primary APN	`14-00736-0000-00032`
Alternative APN	`140073600032`

Interior

Units	2 Units
Stories	2 Stories
Building Area	1,434 sqft

Exterior

Exterior Material	Brick
Construction Type	Brick
Lot Area	3,890 sqft (0.089 acres)
Lot Dimensions	140 ft deep x 8 ft wide

Location & Zoning

Old Parcel Number	140073600032
Street Address	649 MOUNT PROSPECT AVE
City	NEWARK
State	NJ
Zip	07104-3109
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	27.8X140
Legal Block	736
Legal Lot Number	32
Jurisdiction	ESSEX NJ
Township / Civil Division	NEWARK
Census Block Group	4
Census Block	4002
Census Tract	9500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Forest Hill Historic District listed 1990 · 948 contributing resources · NRIS 90001193

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Newark City records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	667 N 6TH ST, NEWARK, NJ 07107-2505
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed, Transfer · Conventional Mortgage SPENCER SAVINGS BANK SLA
Nov 14, 2017	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2022 · Amount on Record
Deed Sale	Dec 1, 2022 · Amount on Record
Prior Sale	Dec 29, 2003 · Amount on Record
Deed Document Number	2022103794
Prior Transfer Date	Jul 20, 2015
Prior Transfer Doc	0000089024
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 1, 2022
Property Address	649 MOUNT PROSPECT AVE, NEWARK, NJ 07104-3109
Document Number	0000103794
Instrument Date	Nov 23, 2022
Instrument	2022103794
Transaction Type	Transfer
Record Updated	Dec 29, 2022
Title Company	NEW HORIZON ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20891 SW 246TH ST, HOMESTEAD, FL 33031-3650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	667 N 6TH ST, NEWARK, NJ 07107-2505

Mortgage

Document Number	0000103806
Date	Dec 1, 2022
Instrument	2022103806

Lender

Name	SPENCER SAVINGS BANK SLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.87%
Index	1-Year T-Bill
Max Rate	10.8%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	649 MOUNT PROSPECT AVE, NEWARK, NJ 07104-3109
Document Number	0000104877
Instrument Date	Nov 14, 2017
Transaction Type	Mortgage
Record Updated	Mar 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	649 MOUNT PROSPECT AVE NEWARK NJ 071043109, NEWARK, NJ 07104-3109

Mortgage

Document Number	0000104877
Date	Dec 4, 2017
Instrument	104877

Lender

Name	TD BK NA
Type	Bank
Address	CHERRY HILL, NJ 08003

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Newark City assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Newark City
Unified School District	Newark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,800 (-) Land $68,200 Building $259,600	$327,800 (-) Land $68,200 Building $259,600
2025	$13,109.00 (+5.16%)	$327,800 (+60.45%) Land $68,200 Building $259,600	$327,800 (+60.45%) Land $68,200 Building $259,600
2024	$12,466.00 (+63.34%)
2023		$204,300 Land $68,200 Building $136,100	$204,300 Land $68,200 Building $136,100
2022	$7,632.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWARK WATER DEPARTMENT serves 294,274 people · EPA ID NJ0714001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2020 Treatment failure resolved · Sep 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead public education Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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