649 Mill St, Santa Rosa, CA 95404 Property Records

Sonoma County property record for 649 Mill St, Santa Rosa, CA 95404

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,560 sqft · built 1979
Lot Size0.11 acres (4,800 sqft)
Owner2 Company Names on File
Last Sale$147,700 (Feb 1992)
Tax Bill$2,874 (2025)
Deeds & MortgagesMar 2022 Transfer
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN009-262-027-000

Property Details

APN / Parcel Number

Primary APN009-262-027-000
Alternative APN
  • 009-262-027

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,560 sqft Living Area
Gross Area1,824 sqft
1st Floor Area1,560 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1980
Architectural StyleCustom Design
Construction TypeWood
Lot Area4,800 sqft (0.11 acres)
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Old Parcel Number009-262-027
Street Address649 MILL ST
CitySANTA ROSA
StateCA
Zip95404-5034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITYSR
Legal DescriptionJ WHEELERS ADDITION TO SR LOT 86 BLK 3
Legal SubdivisionWHEELERS ADDITION
Legal Block3
Legal Lot Number86
JurisdictionSONOMA CA
Township / Civil DivisionSANTA ROSA
Census Block Group3
Census Block3002
Census Tract151900

Owner

649 Mill St is owned by a company that acquired it in March 2007.

Source: Sonoma County records, as of September 1, 2026

Owner of Record2 Company Names on File
Mailing Address649 MILL ST, SANTA ROSA, CA 95404-5034
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2022Intrafamily Transfer, Transfer
Sep 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
REDWOOD CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 1992 · Amount on File
Deed SaleFeb 25, 1992 · Amount on File
Deed Document Number199219494
Last Transfer DateMar 24, 2007
Transfer Doc0000037808
Record UpdatedOct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSONOMA CA
Recording DateMar 18, 2022
Property Address649 MILL ST, SANTA ROSA, CA 95404-5034
Document Number0000019826
Map ReferenceMB 1 PG 10
Instrument DateMar 15, 2022
Instrument2022019826
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address649 MILL ST, SANTA ROSA, CA 95404-5034

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address649 MILL ST, SANTA ROSA, CA 95404-5034
Transaction TypeMortgage
Record UpdatedSep 29, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 MILL ST, SANTA ROSA, CA 95404-5034

Mortgage

Document Number0000104125
DateSep 16, 2021
Instrument2021104125
Lender
NameREDWOOD CU
TypeCredit Union
AddressSANTA ROSA, CA 95403
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateOct 1, 2026
Change Frequency5 Years
Min Rate At Change2.87%
Max Rate At Change8.25%
Index5-Year CMT
Max Rate8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 649 Mill St was $2,874.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
MunicipalitySanta Rosa City
Elementary School DistrictSanta Rosa Elementary School District (KG - 06)
Secondary School DistrictSanta Rosa High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$260,806 (+2%) Land $88,403 Building $172,403
2025$2,874.00 Homeowner's exemption$255,693 Land $86,670 Building $169,023
2023$2,786.00 (+3.68%) Homeowner's exemption$245,765 Land $83,305 Building $162,460
2022$2,687.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 649 Mill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 649 Mill St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SANTA ROSA
serves 178,452 people · EPA ID CA4910009
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

Nearby Properties on Mill St

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