649 Meadowview Dr, Saint Charles, MN 55972 Property Records

Winona County property record for 649 Meadowview Dr, Saint Charles, MN 55972

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,364 sqft · built 1999
Lot Size	0.289 acres (12,589 sqft)
Owner	2 Individual Names on File
Last Sale	$239,900 (Mar 2019)
Tax Bill	$4,758 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2019 Sale & Mortgage + 1 more
APN	`29.053.0130`

Property Details

APN / Parcel Number

Primary APN	`29.053.0130`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,364 sqft Living Area
1st Floor Area	1,364 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,589 sqft (0.289 acres)
Lot Dimensions	14 ft deep x 9 ft wide
Garage Area	772 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Deck Area	168 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	649 MEADOWVIEW DR
City	SAINT CHARLES
State	MN
Zip	55972-1067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-18 TWP-106 RANGE-010 MEADOW VIEW EST. 2ND SUBD LOT-005 BLOCK-002
Legal Range	010
Legal Township	106
Legal Section	18
Legal Subdivision	MEADOW VIEW ESTATES 2ND SUBD
Legal Block	2
Legal Lot Number	5
Jurisdiction	WINONA MN
Township / Civil Division	ST. CHARLES
Census Block Group	3
Census Block	3015
Census Tract	671000

Owner

649 Meadowview Dr is owned and occupied by two individuals who bought it in March 2019.

Source: Winona County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	649 MEADOWVIEW DR, SAINT CHARLES, MN 55972-1067
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MAYO EMPLOYEES FCU
Mar 1, 2019	Warranty Deed, Transfer · Conventional Mortgage QRL FINANCIAL SERVICES
May 11, 2017	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2019 · Amount on File
Deed Sale	Mar 1, 2019 · Amount on File
Deed Document Number	2019615472
Prior Transfer Date	Apr 11, 2017
Prior Transfer Doc	602661
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	649 MEADOWVIEW DR, SAINT CHARLES, MN 55972-1067
Transaction Type	Mortgage
Record Updated	Dec 17, 2021
Title Company	ROCHESTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000639037
Date	Dec 1, 2021
Instrument	639037

Lender

Name	MAYO EMPLOYEES FCU
Type	Credit Union
Address	ROCHESTER, MN 55902

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Mar 1, 2019
Property Address	649 MEADOWVIEW DR, SAINT CHARLES, MN 55972-1067
Document Number	615472
Instrument Date	Feb 25, 2019
Instrument	615472
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$791.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	649 MEADOWVIEW DR, SAINT CHARLES, MN 55972-1067

Mortgage

Document Number	615473
Date	Mar 1, 2019
Instrument	615473

Lender

Name	QRL FINANCIAL SERVICES
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

May 2017: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	WINONA MN
Recording Date	May 11, 2017
Property Address	649 MEADOWVIEW DR, SAINT CHARLES, MN 55972-1067
Document Number	602661
Instrument Date	Apr 11, 2017
Instrument	602661
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 649 Meadowview Dr was $4,758 with a homeowner's exemption.

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	St. Charles City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,758.00 Homeowner's exemption	$410,900 (+8.22%) Land $61,000 Building $349,900	$410,900 (+8.22%) Land $61,000 Building $349,900
2025		$379,700 Land $58,100 Building $321,600	$379,700 Land $58,100 Building $321,600
2023	$3,942.00 Homeowner's exemption	$374,000 Land $57,500 Building $316,500	$374,000 Land $57,500 Building $316,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 649 Meadowview Dr; there have been 3 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 Meadowview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Charles serves 3,825 people · EPA ID MN1850009
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Hiawatha Broadband Communications Cable · Fiber in parts of the area	1,000 / 30
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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