649 Maple Ave, Fulton, NY 13069 Property Records

Oswego County and Volney Town property record for 649 Maple Ave, Fulton, NY 13069

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,969 sqft · built 1940
Lot Size	0.533 acres (23,238 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Jul 2019)
Tax Bill	$5,984 (2026)
Deeds & Mortgages	Jan 2026 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`355800 253.08-01-41`

Property Details

APN / Parcel Number

Primary APN	`355800 253.08-01-41`
Alternative APN	`580025300800010410000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,969 sqft Living Area
1st Floor Area	1,194 sqft
Upper Floors Area	775 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	23,238 sqft (0.533 acres)
Lot Dimensions	422 ft deep x 55 ft wide

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	144 sqft
Porch	Slab
Porch Area	352 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	649 MAPLE AVE
City	FULTON
State	NY
Zip	13069-4582
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Subdivision	HARPERS
Legal Block	1
Legal Lot Number	41.000
Jurisdiction	OSWEGO NY
Township / Civil Division	VOLNEY
Census Block Group	1
Census Block	1020
Census Tract	21003

Owner

Source: Oswego County and Volney Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	649 MAPLE AVE, FULTON, NY 13069-4582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage FULTON SAVINGS BANK
May 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage FULTON SAVINGS BANK
Jun 8, 2022	Intrafamily Transfer, Transfer
Jul 30, 2019	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2019 · Amount on Record
Deed Sale	Jul 30, 2019 · Amount on Record
Deed Document Number	20196404
Last Transfer Date	Jun 7, 2022
Transfer Doc	0000006148
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	649 MAPLE AVE, FULTON, NY 13069-4582
Transaction Type	Mortgage
Record Updated	Mar 2, 2026
Title Company	CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 MAPLE AVE, FULTON, NY 13069-4582

Mortgage

Document Number	0000000580
Date	Jan 21, 2026
Instrument	R-2026-000580

Lender

Name	FULTON SAVINGS BANK
Type	Bank
Address	FULTON, NY 13069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 17, 2041

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	649 MAPLE AVE, FULTON, NY 13069-4582
Transaction Type	Mortgage
Record Updated	Jun 24, 2022
Title Company	CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS I

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 MAPLE AVE, FULTON, NY 13069-4582

Mortgage

Document Number	0000004736
Date	May 10, 2022
Instrument	R-2022-004736

Lender

Name	FULTON SAVINGS BANK
Type	Bank
Address	FULTON, NY 13069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSWEGO NY
Recording Date	Jun 8, 2022
Property Address	649 MAPLE AVE, FULTON, NY 13069-4582
Document Number	0000006148
Instrument Date	Jun 7, 2022
Instrument	R-2022-006148
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	649 MAPLE AVE, FULTON, NY 13069-4582

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jul 30, 2019
Property Address	649 MAPLE AVE, FULTON, NY 13069-4582
Document Number	0000006404
Instrument Date	Jul 22, 2019
Instrument	R-2019-006404
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	649 MAPLE AVE, 649, FULTON, NY 13069-4582

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	58 1ST ST, FAYETTEVILLE, NY 13066

Mortgage

Document Number	0000006405
Date	Jul 30, 2019
Instrument	R-2019-006405

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Oswego County and Volney Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Volney Town
Unified School District	Fulton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,984.00 (+0.88%)
2025	$5,932.00	$135,000 (-) Land $15,300 Building $119,700	$232,759 (+20.69%) Land $26,379 Building $206,380
2023		$135,000 Land $15,300 Building $119,700	$192,857 Land $21,857 Building $171,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON CITY serves 16,600 people · EPA ID NY3704355
Water Source	Purchased surface water from OCWA
Last State Inspection	Sep 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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