649 Main St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 649 Main St, Keene, NH 03431

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,942 sqft · built 1920
Lot Size0.78 acres (33,977 sqft)
Owner2 Company Names on Record
Last Sale$275,000 (Sep 2007)
Tax Bill$10,885 (2025)
Flood ZoneZone X (minimal risk)
APNKEEN M:120 L:59

Property Details

APN / Parcel Number

Primary APNKEEN M:120 L:59
Alternative APN
  • 120059000000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,942 sqft Living Area
Gross Area3,710 sqft
1st Floor Area1,390 sqft
Basement Area1,104 sqft
Unfinished Basement1,104 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleBungalow
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area33,977 sqft (0.78 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number120059000000000
Street Address649 MAIN ST
CityKEENE
StateNH
Zip03431-4024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLD
Legal Lot Number59
JurisdictionKEENE CITY NH
Township / Civil DivisionKEENE
Census Block Group1
Census Block1018
Census Tract971403

Owner

Source: Cheshire County and Keene City records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing AddressPO BOX 445, KEENE, NH 03431-0445
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 19, 2007 · Amount on Record
Deed SaleSep 19, 2007 · Amount on Record
Prior SaleAug 13, 2002 · Amount on Record
Deed Book / Page2464 / 779
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Cheshire County and Keene City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyCheshire County
MunicipalityKeene City
Unified School DistrictKeene School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,885.00 (+3.93%)$316,700 (-) Land $34,000 Building $282,700
2024$10,473.00 (+3.69%)$316,700 (-) Land $34,000 Building $282,700
2023$10,100.00 (+0.21%)$316,700 (-2.49%) Land $34,000 Building $282,700
2022$10,079.00$324,800 Land $34,000 Building $290,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 58 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies58 in force
Nearby Flood Claims3 (2005–2021)
Most Recent ClaimJul 2021 · Severe Storm And Flooding
Claims by Event
  • Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKEENE WATER DEPT
serves 30,000 people · EPA ID NH1241010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon, Xfinity.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number