Suffolk City property record for 649 Lummis Rd, Suffolk, VA 23434
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,413 sqft · built 1970 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $279,900 (Nov 2022) |
| Tax Bill | $3,485 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Aug 2023 Second Mortgage + 1 more |
| APN | 42*8B |
| Primary APN | 42*8B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,413 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Heating System | Heat Pump |
|---|
| Account Number | 153866800 |
|---|---|
| Street Address | 649 LUMMIS RD |
| City | SUFFOLK |
| State | VA |
| Zip | 23434-7617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRICULTURAL |
| Legal Description | PULLEY, RT.649 |
| Legal Subdivision | SOUTHERN MARKET RESIDENCE |
| Jurisdiction | SUFFOLK CITY VA |
| Township / Civil Division | SUFFOLK |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 75801 |
649 Lummis Rd is owned and occupied by an individual who bought it in November 2022.
Source: Suffolk City records, as of December 24, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 649 LUMMIS RD, SUFFOLK, VA 23434-7617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · Partial Claim Mortgage ROCKET MORTGAGE LLC |
| Aug 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Nov 10, 2022 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2022 · Amount on File |
| Deed Sale | Nov 10, 2022 · Amount on File |
| Prior Sale | Sep 30, 2013 · Amount on File |
| Deed Document Number | 220015770 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 649 LUMMIS RD, SUFFOLK, VA 23434-7617 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 649 LUMMIS RD, SUFFOLK, VA 23434-7617 |
| Document Number | 0250012545 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | 250012545 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Partial Claim Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 649 LUMMIS RD, SUFFOLK, VA 23434-7617 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230008865 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 230008865 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Dec 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Nov 10, 2022 |
| Property Address | 649 LUMMIS RD, SUFFOLK, VA 23434-7617 |
| Document Number | 0220015770 |
| Instrument Date | Nov 8, 2022 |
| Instrument | 220015770 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 649 LUMMIS RD, SUFFOLK, VA 23434-7617 |
| Document Number | 0220015771 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 220015771 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 177 Months |
| Due | Aug 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
The 2025 property tax bill for 649 Lummis Rd was $3,485, up 9.5% from the year before.
Source: Suffolk City assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Suffolk City |
| Unified School District | Suffolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $283,700 (+8.74%) Land $52,700 Building $231,000 | ||
| 2025 | $3,485.00 (+9.45%) | $283,700 (+8.74%) Land $52,700 Building $231,000 | $260,900 Land $47,900 Building $213,000 |
| 2024 | $3,184.00 (+16.29%) | $260,900 (+3.86%) Land $47,900 Building $213,000 | |
| 2023 | $2,738.00 | $251,200 Land $47,900 Building $203,300 | $251,200 Land $47,900 Building $203,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 649 Lummis Rd; there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 649 Lummis Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 60% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures