649 Janet Ln, Martinez, CA 94553 Property Records

Contra Costa County property record for 649 Janet Ln, Martinez, CA 94553

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,192 sqft · built 1960
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$216,000 (Mar 2000)
Tax Bill	$4,865 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2018 Mortgage
Flood Zone	Zone A (high risk)
APN	`370-292-010-3`

Property Details

APN / Parcel Number

Primary APN	`370-292-010-3`
Alternative APN	`370-292-010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	1,192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	649 JANET LN
City	MARTINEZ
State	CA
Zip	94553-3929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	POR RO EL PINOLE
Legal Subdivision	EL PINOLE RHO
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3026
Census Tract	318000

Owner

649 Janet Ln is owned and occupied by two individuals who bought it in March 2000.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	649 JANET LN, MARTINEZ, CA 94553-3929
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2000 · Amount on File
Deed Sale	Mar 31, 2000 · Amount on File
Deed Document Number	200064594
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	649 JANET LN, MARTINEZ, CA 94553-3929
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 JANET LN, MARTINEZ, CA 94553-3929

Mortgage

Document Number	0000228360
Date	Oct 6, 2020
Instrument	2020-228360

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	649 JANET LN, MARTINEZ, CA 94553-3929
Document Number	0000189123
Instrument Date	Nov 17, 2018
Transaction Type	Mortgage
Record Updated	Dec 5, 2018
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	649 JANET LN MARTINEZ CA 945533929, MARTINEZ, CA 94553-3929

Mortgage

Document Number	0000189123
Date	Nov 26, 2018
Instrument	189123

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 649 Janet Ln was $4,865.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Martinez City
Unified School District	Martinez Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$338,599 (+2%) Land $176,354 Building $162,245
2025	$4,865.00	$331,961 Land $172,897 Building $159,064
2023	$4,570.00 (+1.56%)	$319,073 Land $166,184 Building $152,889
2022	$4,500.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 649 Janet Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 109 policies
Nearby Flood Policies	109 in force
Nearby Flood Claims	32 (1980–2019)
Claims Outside the SFHA	3 of 32
Most Recent Claim	Feb 2019
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 12 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 Janet Ln is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARTINEZ serves 31,015 people · EPA ID CA0710006
Water Source	Purchased surface water from CONTRA COSTA WATER DISTRICT
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Astound Broadband, T-Mobile, Unwired, Verizon.

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