Oneida County and Utica City property record for 649 James St, Utica, NY 13501
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,500 sqft · built 1920 |
| Owner | Individual Name on File |
| Tax Bill | $688 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 301600 330.8-1-30 |
| Primary APN | 301600 330.8-1-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,500 sqft Total Area |
| 1st Floor Area | 1,250 sqft |
| 2nd Floor Area | 1,250 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Dimensions | 170 ft deep x 42 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 300 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 12.155570 |
|---|---|
| Street Address | 649 JAMES ST |
| City | UTICA |
| State | NY |
| Zip | 13501-5152 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 2-17-03-024 42X170 330.008-0001-030.000/0000 |
| Legal Block | 1 |
| Legal Lot Number | 30.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | UTICA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21303 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Utica Parks and Parkway Historic District listed 2008 · 41 contributing resources · NRIS 08000594 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
649 James St, a duplex, is owned and occupied by an individual.
Source: Oneida County and Utica City records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 453 N MAIN ST, HERKIMER, NY 13350-1925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 649 James St was $688 with a homeowner's exemption.
Source: Oneida County and Utica City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Utica City |
| Unified School District | Utica City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $688.00 | $51,300 Land $12,300 Building $39,000 | $138,650 Land $33,244 Building $105,406 |
| 2023 | $51,300 (-) Land $12,300 Building $39,000 | $119,302 (+11.63%) Land $28,605 Building $90,697 | |
| 2022 | $2,279.00 Homeowner's exemption | $51,300 Land $12,300 Building $39,000 | $106,875 Land $25,625 Building $81,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 649 James St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1984–2019) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Oct 2019 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 649 James St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GoNetspeed.
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