649 Jackson St, Lafayette, CO 80026 Property Records

Boulder County property record for 649 Jackson St, Lafayette, CO 80026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.25 ba · 3,240 sqft · built 2013
Lot Size	0.104 acres (4,511 sqft)
Owner	2 Individual Names on File
Last Sale	$440,300 (Aug 2013)
Tax Bill	$5,590 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1575-11-2-59-001`

Property Details

APN / Parcel Number

Primary APN	`1575-11-2-59-001`
Alternative APN	`R0600710`

Interior

Bedrooms	5 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,240 sqft Living Area
Gross Area	3,791 sqft
1st Floor Area	1,080 sqft
Upper Floors Area	1,080 sqft
Basement Area	1,080 sqft
Finished Basement	1,080 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	A-Frame
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,511 sqft (0.104 acres)
Garage Type	Attached
Garage Area	551 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	145 sqft
Deck Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0600710
Street Address	649 JACKSON ST
City	LAFAYETTE
State	CO
Zip	80026-9188
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK 6 COAL CREEK VILLAGE FLG 5
Legal Range	69
Legal Township	1S
Legal Section	11
Legal Subdivision	COAL CREEK VILLAGE FLG 5
Legal Block	6
Legal Lot Number	12
Jurisdiction	BOULDER CO
Township / Civil Division	LAFAYETTE-LOUISVILLE
Census Block Group	3
Census Block	3000
Census Tract	60801

Owner

649 Jackson St is owned and occupied by two individuals who acquired it in January 2018.

Source: Boulder County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	649 JACKSON ST, LAFAYETTE, CO 80026-9188
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU
Jan 29, 2018	Quit Claim Deed, Transfer · Line of Credit ELEVATIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2013 · Amount on File
Deed Sale	Aug 23, 2013 · Amount on File
Prior Sale	Feb 25, 2013 · Amount on File
Deed Document Number	20133337778
Last Transfer Date	Jan 24, 2018
Transfer Doc	0003638189
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	649 JACKSON ST, LAFAYETTE, CO 80026-9188
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003810071
Date	Aug 26, 2020
Instrument	3810071

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2040

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOULDER CO
Recording Date	Jan 29, 2018
Property Address	649 JACKSON ST, LAFAYETTE, CO 80026-9188
Document Number	0003638189
Instrument Date	Jan 24, 2018
Instrument	3638189
Transaction Type	Transfer
Record Updated	Feb 6, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	649 JACKSON ST LAFAYETTE CO 800269188, LAFAYETTE, CO 80026-9188

Mortgage

Document Number	3638201
Date	Jan 29, 2018
Instrument	3638201

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 28, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 649 Jackson St was $5,590.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Lafayette City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,058 (+0.69%) Land $5,440 Building $53,618	$938,500 (-) Land $150,000 Building $788,500
2025	$5,590.00	$58,656 Land $9,375 Building $49,281	$938,500 Land $150,000 Building $788,500
2023	$5,295.00 (+18.43%)	$64,487 (+35.46%) Land $12,013 Building $52,474	$962,500 (+40.51%) Land $179,300 Building $783,200
2022	$4,471.00	$47,607 Land $8,451 Building $39,156	$685,000 Land $121,600 Building $563,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 649 Jackson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 Jackson St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 28,700 people · EPA ID CO0107473
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
LiveWireNet Fixed Wireless	250 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Jackson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures