Lyon County property record for 649 J C Garner Rd, Kuttawa, KY 42055
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,598 sqft · built 1958 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $841 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Aug 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-24-01 |
| Primary APN | 30-24-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,598 sqft Total Area |
| Basement Area | 1,054 sqft |
| Finished Basement | 1,054 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Gas |
| Account Number | 3040 |
|---|---|
| Street Address | 649 J C GARNER RD |
| City | KUTTAWA |
| State | KY |
| Zip | 42055-6052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FARM WITH IMPRVMTS |
| Jurisdiction | LYON KY |
| Township / Civil Division | EDDYVILLE |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 960102 |
Source: Lyon County records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1634 BROADWAY ST, PADUCAH, KY 42001-2704 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 15, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 12, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 6, 2026 |
| Transfer Doc | 0000475999 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYON KY |
| Recording Date | Jul 15, 2026 |
| Property Address | 649 J C GARNER RD, KUTTAWA, KY 42055-6052 |
| Document Number | 0000475999 |
| Book / Page | 198 / 89 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 2026475999 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1634 BROADWAY ST, PADUCAH, KY 42001-2704 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LYON KY |
| Recording Date | Aug 12, 2020 |
| Property Address | 649 J C GARNER RD, KUTTAWA, KY 42055-6052 |
| Document Number | DB177/174 |
| Book / Page | DB177 / 174 |
| Instrument Date | Aug 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 J C GARNER RD, 405, KUTTAWA, KY 42055-6003 |
| Name | Verified Name |
|---|---|
| Address | 649 J C GARNER RD, KUTTAWA, KY 42055-6052 |
Source: Lyon County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Lyon County |
| Unified School District | Lyon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $841.00 (-4.32%) | $99,126 (-) | $99,126 (-) |
| 2023 | $879.00 | $99,126 | $99,126 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 17, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYON COUNTY WATER DISTRICT serves 6,744 people · EPA ID KY0720933 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2025 Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
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