649 J C Garner Rd, Kuttawa, KY 42055 Property Records

Lyon County property record for 649 J C Garner Rd, Kuttawa, KY 42055

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,598 sqft · built 1958
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Tax Bill$841 (2025)
Deeds & MortgagesJul 2026 Transfer
Aug 2020 Transfer
Flood ZoneZone X (minimal risk)
APN30-24-01

Property Details

APN / Parcel Number

Primary APN30-24-01
Alternative APN
  • 3040

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,598 sqft Total Area
Basement Area1,054 sqft
Finished Basement1,054 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
Garage TypeAttached
Garage Area900 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemGas

Location & Zoning

Account Number3040
Street Address649 J C GARNER RD
CityKUTTAWA
StateKY
Zip42055-6052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFARM WITH IMPRVMTS
JurisdictionLYON KY
Township / Civil DivisionEDDYVILLE
Census Block Group2
Census Block2040
Census Tract960102

Owner

Source: Lyon County records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1634 BROADWAY ST, PADUCAH, KY 42001-2704
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 12, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 6, 2026
Transfer Doc0000475999
Record UpdatedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLYON KY
Recording DateJul 15, 2026
Property Address649 J C GARNER RD, KUTTAWA, KY 42055-6052
Document Number0000475999
Book / Page198 / 89
Instrument DateJul 6, 2026
Instrument2026475999
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1634 BROADWAY ST, PADUCAH, KY 42001-2704
InvestorPossibly a Property Investor

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLYON KY
Recording DateAug 12, 2020
Property Address649 J C GARNER RD, KUTTAWA, KY 42055-6052
Document NumberDB177/174
Book / PageDB177 / 174
Instrument DateAug 10, 2020
Transaction TypeTransfer
Record UpdatedNov 2, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address405 J C GARNER RD, 405, KUTTAWA, KY 42055-6003

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 J C GARNER RD, KUTTAWA, KY 42055-6052

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of November 18, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyLyon County
Unified School DistrictLyon County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$841.00 (-4.32%)$99,126 (-)$99,126 (-)
2023$879.00$99,126$99,126

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2018

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYON COUNTY WATER DISTRICT
serves 6,744 people · EPA ID KY0720933
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2025
Total trihalomethanes
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Nearby Properties on J C Garner Rd

Nearby Streets

Search Property Records by Address or Parcel Number