Rice County property record for 649 Indigo Ln, Northfield, MN 55057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,526 sqft · built 2013 |
| Lot Size | 0.229 acres (9,965 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $599,900 (Jul 2024) |
| Tax Bill | $10,686 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22.05.2.03.046 |
| Primary APN | 22.05.2.03.046 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,526 sqft Living Area |
| 1st Floor Area | 1,093 sqft |
| Basement Area | 1,093 sqft |
| Finished Basement | 688 sqft |
| Unfinished Basement | 405 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | A-Frame |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,965 sqft (0.229 acres) |
| Lot Dimensions | 173 ft deep x 72 ft wide |
| Garage Type | Attached |
| Garage Area | 772 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 152 sqft |
| Deck Area | 262 sqft |
| Patio Area | 262 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 649 INDIGO LN |
|---|---|
| City | NORTHFIELD |
| State | MN |
| Zip | 55057-4931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLOCK 4 OF ROSEWOOD 5TH ADD |
| Legal Subdivision | ROSEWOOD 5TH ADD |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | RICE MN |
| Township / Civil Division | NORTHFIELD |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 70200 |
649 Indigo Ln is owned and occupied by two individuals who bought it in July 2024.
Source: Rice County records, as of June 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 649 INDIGO LN, NORTHFIELD, MN 55057-4931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TRADITION MORTGAGE |
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 9, 2018 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2024 · Amount on File |
| Deed Sale | Jul 17, 2024 · Amount on File |
| Prior Sale | Aug 9, 2018 · Amount on File |
| Deed Document Number | 2024768743 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICE MN |
| Property Address | 649 INDIGO LN, NORTHFIELD, MN 55057-4931 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Title Company | ESQUIRE TITLE, ESQUIRE TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 649 INDIGO LN, NORTHFIELD, MN 55057-4931 |
| Document Number | 000A781737 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | A781737 |
| Name | TRADITION MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | LAKEVILLE, MN 55044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICE MN |
| Property Address | 649 INDIGO LN, NORTHFIELD, MN 55057-4931 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 000A739879 |
|---|---|
| Date | May 25, 2021 |
| Instrument | A739879 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICE MN |
| Recording Date | Aug 9, 2018 |
| Property Address | 649 INDIGO LN, NORTHFIELD, MN 55057-4931 |
| Document Number | 0000709384 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 709384 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2018 |
| Title Company | KNIGHT BARRY TITLE UNITED LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,443.75 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 649 INDIGO LN NORTHFIELD MN 550574931, NORTHFIELD, MN 55057-4931 |
| Document Number | 709385 |
|---|---|
| Date | Aug 9, 2018 |
| Instrument | 709385 |
| Name | JPMORGAN CHASE BK NA |
|---|---|
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 8, 2048 |
The 2026 property tax bill for 649 Indigo Ln was $10,686.
Source: Rice County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Rice County |
| Municipality | Northfield City |
| Unified School District | Northfield Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,686.00 | $595,500 (+2%) Land $99,900 Building $495,600 | $595,500 (+2%) Land $99,900 Building $495,600 |
| 2025 | $583,800 (+11.71%) Land $98,300 Building $485,500 | $583,800 (+11.71%) Land $98,300 Building $485,500 | |
| 2024 | $8,246.00 (+10.33%) | $522,600 (-) Land $93,600 Building $429,000 | $522,600 (-) Land $93,600 Building $429,000 |
| 2023 | $7,474.00 | $522,600 Land $93,600 Building $429,000 | $522,600 Land $93,600 Building $429,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 649 Indigo Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1993–2012) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 649 Indigo Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Northfield serves 20,790 people · EPA ID MN1660010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Midco Fixed Wireless | 100 / 20 |
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