Clermont County property record for 649 Hyacinth Rd, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,898 sqft · built 2007 |
| Lot Size | 0.399 acres (17,372 sqft) |
| Owner | Individual Name on File |
| Last Sale | $127,900 (Dec 2012) |
| Tax Bill | $3,387 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-32-15C-176 |
| Primary APN | 41-32-15C-176 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,898 sqft Living Area |
| 1st Floor Area | 1,261 sqft |
| Basement Area | 376 sqft |
| Unfinished Basement | 376 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 17,372 sqft (0.399 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 470 sqft |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 649 HYACINTH RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-1757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIBERTY CROSSING SECTION 1; LOT 46; SEE 413215C176T FOR TIF |
| Legal Subdivision | LIBERTY CROSSING |
| Legal Lot Number | 46 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 41305 |
649 Hyacinth Rd is owned and occupied by an individual who bought it in December 2012.
Source: Clermont County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 649 HYACINTH RD, CINCINNATI, OH 45245-1757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Feb 7, 2020 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2012 · Amount on File |
| Deed Sale | Dec 28, 2012 · Amount on File |
| Prior Sale | Nov 7, 2007 · Amount on File |
| Deed Document Number | 201235957 |
| Deed Book / Page | 2422 / 1986 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 649 HYACINTH RD, CINCINNATI, OH 45245-1757 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I |
| Name | Verified Name |
|---|
| Document Number | 0000014896 |
|---|---|
| Date | May 7, 2021 |
| Book Page | 2879/4623 |
| Instrument | 202100014896 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 649 HYACINTH RD, CINCINNATI, OH 45245-1757 |
| Document Number | 0000004396 |
| Instrument Date | Feb 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 649 HYACINTH RD CINCINNATI OH 452451757, CINCINNATI, OH 45245-1757 |
| Document Number | 0000004396 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 002831/000767 |
| Instrument | 4396 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 20, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 649 Hyacinth Rd was $3,387, down 13.6% from the year before.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,387.00 (-13.57%) | $5,810 (-) Land $5,810 | |
| 2024 | $3,919.00 (-46.1%) | $5,810 (-) Land $5,810 | $16,600 (-) Land $16,600 |
| 2023 | $7,271.00 (+2,001.45%) | $5,810 (-) Land $5,810 | $16,600 Land $16,600 |
| 2022 | $346.00 | $5,810 Land $5,810 | |
| 2020 | $16,600 Land $16,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 649 Hyacinth Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 649 Hyacinth Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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