Santa Cruz County property record for 649 High St, Santa Cruz, CA 95060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,445 sqft · built 1951 |
| Lot Size | 0.142 acres (6,186 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,450,000 (May 2026) |
| Tax Bill | $14,268 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Feb 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-271-06 |
| Primary APN | 006-271-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,445 sqft Living Area |
| Gross Area | 1,709 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,186 sqft (0.142 acres) |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Enclosed Pool |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 649 HIGH ST |
|---|---|
| City | SANTA CRUZ |
| State | CA |
| Zip | 95060-2644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LANDS/JOSEFA E DODERO |
| Legal Lot Number | 7 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 100300 |
649 High St is owned by an individual who bought it in May 2026.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10849 N 68TH ST, SCOTTSDALE, AZ 85254-5262 |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2026 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Feb 12, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 12, 2020 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2026 · Amount on File |
| Deed Sale | May 7, 2026 · Amount on File |
| Prior Sale | Apr 28, 2005 · Amount on File |
| Deed Document Number | 202610371 |
| Prior Transfer Date | Apr 26, 2019 |
| Prior Transfer Doc | 0000005115 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 7, 2026 |
| Property Address | 649 HIGH ST, SANTA CRUZ, CA 95060-2644 |
| Document Number | 0000010371 |
| Instrument Date | May 4, 2026 |
| Instrument | 2026.10371 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $161,095.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 10849 N 68TH ST, SCOTTSDALE, AZ 85254-5262 |
| Document Number | 0000010372, |
|---|---|
| Date | May 7, 2026 |
| Instrument | 2026.10372 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 12, 2020 |
| Property Address | 649 HIGH ST, SANTA CRUZ, CA 95060-2644 |
| Document Number | 0000005116 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 5116 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 649 HIGH ST SANTA CRUZ CA 950602644, SANTA CRUZ, CA 95060-2644 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 12, 2020 |
| Property Address | 649 HIGH ST, SANTA CRUZ, CA 95060-2644 |
| Document Number | 0000005115 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 5115 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 649 HIGH ST SANTA CRUZ CA 950602644, SANTA CRUZ, CA 95060-2644 |
The 2025 property tax bill for 649 High St was $14,268.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Santa Cruz City |
| Elementary School District | Santa Cruz City Elementary School District (KG - 05) |
| Secondary School District | Santa Cruz City High School District (6-12) (06 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,229,858 (+2%) Land $924,171 Building $305,687 | ||
| 2025 | $14,268.00 | $1,205,743 Land $906,050 Building $299,693 | |
| 2023 | $13,135.00 (+1.15%) | $1,158,922 Land $870,867 Building $288,055 | $1,117,080 |
| 2022 | $12,986.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 649 High St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jan 1982 · Severe Storms, Flood, Mudslides & High Tide |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 649 High St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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