649 Hawley Dr, Oswego, IL 60543 Property Records

Kendall County property record for 649 Hawley Dr, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,500 sqft · built 2008
Lot Size0.244 acres (10,646 sqft)
OwnerIndividual Name on File
Last Sale$186,500 (Mar 2009)
Tax Bill$6,575 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-12-402-037

Property Details

APN / Parcel Number

Primary APN03-12-402-037
Alternative APN
  • 0312402004

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,500 sqft Living Area
Gross Area1,896 sqft
1st Floor Area1,500 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area10,646 sqft (0.244 acres)
Garage TypeAttached
Garage Area396 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address649 HAWLEY DR
CityOSWEGO
StateIL
Zip60543-4067
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 441-5 & % INTEREST IN COMMON AREA PRESCOTT MILL CONDOS, VILLAGE OF OSWEGO
Legal SubdivisionPRESCOTT MILL CONDO
Legal Lot Number441
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3040
Census Tract890105

Owner

649 Hawley Dr is owned and occupied by an individual who bought it in March 2009.

Source: Kendall County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address649 HAWLEY DR, OSWEGO, IL 60543-4067
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 10, 2009 · Amount on File
Deed SaleMar 10, 2009 · Amount on File
Deed Document Number20095410
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address649 HAWLEY DR, OSWEGO, IL 60543-4067
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004235
DateFeb 18, 2021
Instrument202100004235
Lender
NamePARLAY MORTGAGE & PROPERTY INC
TypeMortgage Company
AddressLOCKPORT, IL 60441
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term176 Months
DueOct 1, 2035

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$90,347 Land $20,911 Building $69,436$271,041 Land $62,733 Building $208,308
2024$6,575.00
2022$71,215 Land $16,483 Building $54,732$213,645 Land $49,449 Building $164,196

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 649 Hawley Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 649 Hawley Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Watch TV
Fixed Wireless
400 / 40
T-Mobile
Fixed Wireless
100 / 20

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