Otsego County and Hartwick Town property record for 649 Gulf Rd, Hartwick, NY 13348
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 768 sqft · built 2005 |
| Lot Size | 24.3 acres (1,059,815 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $241,500 (Jul 2018) |
| Tax Bill | $2,789 (2025) |
| Deeds & Mortgages | Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 363200 128.00-2-3.00 |
| Primary APN | 363200 128.00-2-3.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Finished Basement | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Lot Area | 1,059,815 sqft (24.3 acres) |
| Porch | Slab |
| Porch Area | 552 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 002150 |
|---|---|
| Street Address | 649 GULF RD |
| City | HARTWICK |
| State | NY |
| Zip | 13348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 003 0 0 |
| Legal Block | 2 |
| Legal Lot Number | 3.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | HARTWICK |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 590201 |
Source: Otsego County and Hartwick Town assessment roll, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 352 HARVEST DR, LITITZ, PA 17543-9277 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 26, 2018 · Amount on Record |
| Deed Sale | Jul 26, 2018 · Amount on Record |
| Prior Sale | Oct 20, 2003 · Amount on Record |
| Deed Document Number | 20183408 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jul 26, 2018 |
| Property Address | 649 GULF RD, HARTWICK, NY 13348 |
| Document Number | 0000003408 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 3408 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 352 HARVEST DR LITITZ PA 175439277, LITITZ, PA 17543-9277 |
Source: Otsego County and Hartwick Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Hartwick Town |
| Unified School District | Cooperstown Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,789.00 | $166,200 (-) Land $63,200 Building $103,000 | $237,429 (+24%) Land $90,286 Building $147,143 |
| 2023 | $166,200 Land $63,200 Building $103,000 | $191,475 Land $72,811 Building $118,664 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OEConnect Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures