St. Clair County property record for 649 Gleneagles, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,498 sqft · built 1992 |
| Lot Size | 0.444 acres (19,341 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Dec 2015) |
| Tax Bill | $6,733 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-07-301-0050-000 |
| Primary APN | 74-07-301-0050-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,498 sqft Living Area |
| 1st Floor Area | 2,406 sqft |
| Basement Area | 1,756 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 19,341 sqft (0.444 acres) |
| Lot Dimensions | 160 ft deep x 121 ft wide |
| Garage Area | 1,294 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 649 GLENEAGLES |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-4226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 LOW DE |
| Legal Description | LOT 50 THE HIGHLANDS NO. 2 AS RECORDED IN LIBER 91 OF PLATS PGS 3 & 4 ST CLAIR COUNTY REGISTER OF DEEDS |
| Legal Subdivision | THE HIGHLANDS 2 |
| Legal Lot Number | 50 |
| Legal Unit | 50 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 7 |
| Census Block | 7006 |
| Census Tract | 642000 |
Source: St. Clair County records · APN 74-07-301-0050-000
Assessment roll updated October 7, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 649 GLENEAGLES, SAINT CLAIR, MI 48079-4226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS AND GOV'T CREDIT UNION |
| Apr 11, 2020 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Mar 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 11, 2015 · Amount on Record |
| Deed Sale | Dec 11, 2015 · Amount on Record |
| Deed Book / Page | 4665 / 622 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 22, 2026 |
| Property Address | 649 GLENEAGLES, SAINT CLAIR, MI 48079-4226 |
| Document Number | 0000012590 |
| Book / Page | 5936 / 150 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202612590 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 649 GLENEAGLES, SAINT CLAIR, MI 48079-4226 |
| Document Number | 0000012590, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 5936/150 |
| Instrument | 202612590 |
| Name | MICHIGAN SCHOOLS AND GOV'T CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 15, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 649 GLENEAGLES, SAINT CLAIR, MI 48079-4226 |
| Document Number | 0051820813 |
| Instrument Date | Apr 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 649 GLENEAGLES ST CLAIR MI 480794226, ST CLAIR, MI 48079-4226 |
| Document Number | 0051820813 |
|---|---|
| Date | May 07, 2020 |
| Book Page | 005182/000813 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 06, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 649 GLENEAGLES, SAINT CLAIR, MI 48079-4226 |
| Document Number | 0051660803 |
| Instrument Date | Mar 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 649 GLENEAGLES ST CLAIR MI 480794226, ST CLAIR, MI 48079-4226 |
| Document Number | 0051660803 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 005166/000803 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | 127 PUBLIC SQ, CLEVELAND, OH 44114-1217 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 23, 2035 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,733.00 (-7.7%) Homeowner's exemption | $300,600 (+31.84%) | |
| 2024 | $7,295.00 (+7.79%) | $601,200 (+31.84%) | |
| 2023 | $228,000 | ||
| 2022 | $6,768.00 | $456,000 |
Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 140 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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